While it may still seem early, Christmas is coming – and fast. No matter the year, it seems like the holiday season sneaks up on just about everyone. Instead of being able to focus on spending the season with family and friends, many people find themselves stressed and wondering how to pay for gifts, travel, […]
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As a financial writer, I’ve had the opportunity to try out dozens of different budgeting strategies throughout the years. Whether it’s digital tracking systems, spreadsheets, or even paper methods, I’ve tried it all. While some were total flops, there were several systems I tested that worked for me. Eventually, I narrowed down my budgeting strategy […]
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I’m always looking for ways to save money on travel. One way I’ve saved thousands of dollars over the past few years is through credit card rewards. Airline credit cards are a great way to get free flights, but hotel and transportation costs are where it gets a bit more difficult. Thankfully there is currently […]
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As college tuition rates continue to climb, more people are using 529 plans than ever before. You may be wondering what a 529 plan is. Simply put, a 529 plan is a tax-advantaged savings account that can be used to pay for qualified educational expenses. While most states allow you to save up to $300,000 […]
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We all know that budgeting and putting money away in an emergency fund are necessary to maintain your financial health. But what happens if you still need cash quickly? Maybe you were hit with major car repair bills, or you just want to sock a few extra bucks away for your upcoming vacation. Whatever the […]
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Target is one of the most popular stores in the country. They are well-known for their store cleanliness, friendliness, and general offerings. But if you’re anything like me, you tend to overspend while shopping at Target – they just always have more things you think you need! To save money, here are 7 hacks to […]
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This is a sponsored post on behalf of our friends at Citizens Bank. Despite Citizens Bank’s sponsorship, all opinions and/or advice are provided by YoungAdultMoney.com. #sponsored. The cost of college keeps going up, which is one reason why we now have over $1.5 trillion in outstanding student loans in the United States. A majority of […]
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Do you have a financial advisor? If so, do you know how he or she charges? Whether you have a financial advisor or have just begun considering hiring one, there are a few things you need to know. Not only is it vital to find a financial advisor who can provide you the performance and […]
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Raising kids is no easy feat. And if you’re doing it alone as a single parent? That is completely admirable. There’s no doubt that handling finances as a single parent is a major challenge. But one major plus of handling finances alone is that you make all of the financial decisions. There is no bickering […]
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Who wouldn’t want to save a few dollars here and there? Traditional coupons can certainly help to lower your expenses, but can be a hassle to use. Clipping coupons and planning out a shopping trip can take hours, causing some people to give up on coupons altogether. Fortunately, there are easier ways to save without […]
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