Often when I’m traveling or thinking about taking another trip somewhere, the way I try to convince myself it’s ok is by renegotiating my money goals. Have you ever had a conversation with yourself like that? “I just traveled to Asia over the summer, but I really want to go to the South America this […]
Read More >>
For many young adults, affording basic necessities can be a challenge. If you’re underemployed, your living expenses (like rent) may be taking a huge bite out of your income. After all of your bills are accounted for (especially student loans), do you find yourself struggling to make it to the end of the month with […]
Read More >>
Has your spending been a little out of control lately? Maybe you went on a shopping spree to get the latest fashion now that the seasons are changing. Or maybe you decided to treat yourself and went a little overboard. Or maybe you just have an ongoing spending issue, and you finally want to kick […]
Read More >>
This post is by our regular contributor, Erin. Have you ever participated in a no-spend challenge before? Has the idea intrigued you? Or did it scare you away? As you might guess, a no-spend challenge involves not spending money…but it doesn’t have to mean you stop spending all your money in one go. You can choose […]
Read More >>
This post is written by our regular contributor, Mike. Saving money with every paycheck is common financial wisdom, but for most of us there will be times in our lives when simply saving money isn’t enough; finances become tight we start looking for ways to tighten the belt. The problem is that the measures we […]
Read More >>
Frugal has become somewhat of a bad word in our vocabulary. It carries the negative connotations of being stingy or penny-pinching – the idea that you’re somehow missing out while others are having fun. But that’s not the definition of frugal, just one that we’ve come to associate with it. For the purposes of this article, […]
Read More >>
This post is by our new contributor, Catherine, who writes about personal finance at thesingledollar.com. Catherine is a 30-something single woman living in the Midwest; she likes hiking, cooking, volunteering, and frugality. Women’s Money Week — now that’s a topic that’s near and dear to my heart. On my own blog, I write extensively about […]
Read More >>
This post is by our regular contributor, Erin. We talk a lot about earning more here on Young Adult Money, mostly because it’s limitless. It’s much more freeing to increase your earning power than it is to cut back on all your expenses. It also gives you more room to grow in the future. However, […]
Read More >>
This post is by our regular contributor, Erin. The average U.S. household pays $100 per month (or $1,200 per year) for cable. Think about what you could do with an extra $100 per month. If you got rid of cable, you could save $100 for a vacation, put it toward student loans, or invest in yourself […]
Read More >>
This post is by our regular contributor, Kristi. We all know that we should reduce, reuse, and recycle in an effort to help the planet. We’ve all been spoon fed about eco-friendly materials, products, and practices since infancy. It also seems like every big name celebrity, newscaster, and civic leader touts all of the amazing […]
Read More >>