Planning for the holiday season can be very exciting but also tedious and expensive. Most of the time we, gravitate toward expenses like the holiday meal and Christmas gifts, but there are so many other expenses to consider. When you forget about an expense but you end up paying for it anyway, you’re more likely […]
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Saving money doesn’t have to be an arduous task. When we have a large savings goal in mind, the idea of saving anything at all becomes completely overwhelming. But with a few simple saving hacks, you’ll save money before you even notice. Here are 7 ways to save money without realizing it. 1) Automate […]
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Given the rising cost of child care in recent years, stay-at-home parents can provide a great benefit to their family’s financial situation. While child care rates vary from state to state and depending on how many children you have and how old they are, research from the National Association of Child Care Resource & Referral […]
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Do you know how you would handle a financial emergency? Emergency funds are an imperative part of financial wellness. As much as we all would like live without thinking an emergency will happen, failure to prepare can have dire consequences. Uncontrollable situations happen. Being prepared for an emergency will save yourself from financial difficulties or even […]
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Are you a planner or a procrastinator? If you consider yourself a procrastinator, it could take you much longer to become financially secure versus someone who is a planner. Why is that? Procrastinators, or people who don’t plan ahead, are more likely to be hit by surprise bills, make impulsive purchases out of necessity, and […]
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Could your finances use a boost? A better question is: whose finances couldn’t need a boost? There are a lot of things you can do to improve your finances, from getting a better job to going back to school for a degree in a higher-paying industry. But there are also a lot of finance hacks […]
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Have you ever heard someone refer to negotiation as an art form? Successful negotiators go for what they want and get it. They earn more money because they ask for a raise, they get better deals, and they always seem to have people willing to barter with them. Why is that? To many, negotiating seems […]
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We are all guilty of some bad habits. But how much do our habits actually cost us financially? Whether bad habits cost us money or opportunity, we should examine the real cost of our choices to see if we can even financially afford to have these habits. Not Being Financially Independent Relying on someone […]
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A credit card is a great tool to have as long as you use it wisely. A popular myth that I always hear is that credit cards are bad and cause people to go into debt. In reality, people create debt for themselves due to their spending habits and not simply due to the fact […]
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I don’t know about you, but I often find myself overwhelmed by how many things I want to save up for. This past year alone, I was saving up for two conferences, multiple trips, and a vacation. But that’s not all – in the background, I was also saving up for a move and a […]
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