We are all creatures of habit. Many of us have banked at the same place for years without considering other options. But is your current bank really the best fit for you? Interest rates are always changing and fees always seem to be increasing. Even if you’ve always had the same bank, you could be […]
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No one wants to live their life with financial limitations. While we all want to become wealthy and secure, very few people actually achieve that. While people want to become rich, most of us still give into the temptation of now and aren’t as responsible as we could be with our money. Many of us make […]
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“Start saving for retirement as early as you can.” If you’ve heard someone say this before and realized it’s much easier said than done, you’re not alone. According to a GoBankingRates survey, about 1 in 3 Americans have absolutely nothing saved for retirement and about 20% have less than $10,000 saved. It’s hard to think […]
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Earning cash back has become so popular these days because it’s easy. Many people enjoy the thought of earning some extra money back from purchases they already make. When it comes to maximizing your cash back earnings, you have two options: use a cash back credit card, or try a cash back website. Mind you, […]
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Tax season is here, and many of us are anxiously waiting for our tax refund. If you’re getting a refund, do you have a plan for how you will spend the money? While it can be tempting to spend a tax refund on fun things, like vacations, new furniture or clothing, or hobbies. Tax refunds […]
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There are many benefits of contributing to a Health Savings Account (HSA) and at Young Adult Money, we are big supporters of contributing as much as you can, even maxing it out each year if you are in a position to do so. HSAs have been around since 2003 and are intended to help Americans […]
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This post is brought to you by our friends at Chime. When it comes to money, the phrase “over time” is extremely important. Oftentimes having solid finances has more to do with being on the right trajectory, and not so much about daily decisions. The easiest way to make sure you are on the right […]
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We all know some of the basic benefits of Amazon Prime, like how it offers free shipping and access to Amazon video. But did you know an Amazon Prime membership offers many more benefits you probably didn’t even know about? A Prime membership costs $99 per year. With over 20 million Prime users today, people […]
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Most people like to travel but have trouble finding ways to make it affordable. International flights can run in the thousands depending on where you are flying to, and that’s just the cost of getting there and back. Add in the cost of a hotel or AirBnB, food, drinks, and entertainment, and you can see […]
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Considering how much we’ve written about cord-cutting on the site, many will be surprised to hear that it wasn’t until 2017 that my wife and I decided to cut cable. We aren’t alone, though: as of a couple years ago there was still approximately 100 million households that subscribed to some type of paid TV […]
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