We all get off track at one point or another when it comes to managing our money. Little by little, purchases creep up and next thing you know, your rubbing pennies together until the next payday. No-spend challenges are a great way at uncovering your excess purchases and spending triggers. Everyone has something positive they […]
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For most people nowadays, your smartphone is with you wherever you go. You check it dozens of times per day for messages, emails, and using apps. We like being in the know at all times of the day and viewing in on things when it’s convenient. When it comes to managing our money, we hold […]
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Do you find yourself constantly living from paycheck to paycheck, with no financial freedom in sight? Are you frequently stressed about your lack of savings, inability to pay off debt or bills, or frustration over not being able to afford even small luxuries? When living in this cycle, it can feel like it is impossible […]
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Keeping a budget is one of the best things you can do for your finances. At minimum, tracking your expenses and knowing where your money is going is key to making the right adjustments for financial success. Over the past six-plus years I’ve tracked my monthly expenses in a spreadsheet. As someone who has multiple […]
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Financial freedom is a point where you are debt-free, have ample savings, and have the freedom to decide where your money goes, instead of letting that decision be dictated by debtors. Though financial freedom might look different for everyone, it should be something we all desire. Unfortunately, the journey to financial freedom is rarely without […]
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UPDATED FOR 2019! Millennials have their own unique financial challenges. Most have a high – if not debilitating – level of student loan debt. Others struggle with connecting their dreams with reality (dreams can be expensive, after all). Worst of all is the fact that most lack the financial literacy they need to make moves […]
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With hundreds of credit cards available and a ton of great rewards and signup promotions, how can you choose between cash back credit cards and travel rewards credit cards? I’ve written about both the top cash back credit cards and the best travel rewards credit cards, and at the end of the day I love […]
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There are some personal finance topics that get a lot of focus. Budgeting, tracking your spending, and paying down debt are a few of them. And then there is tax hacking. Let me be clear: I am not advocating doing anything illegal. Tax hacking is simply leveraging the tax code to your advantage. Tax hacking […]
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Housing is probably one of the highest monthly expenses you’ll ever have. While owning a home one day is a common goal for many of us, sometimes it difficult to tell whether renting or buying a home will actually be better for our finances now and in the long run. Personally, I was always told […]
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A weekend getaway can be a great way to step away from the fast pace of life. Whether your ideal getaway includes secluding yourself in a cabin in the woods, laying in the Sun on a beach, or exploring a city you’ve never been to, a weekend getaway can give you a quick reprise from […]
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