What is minimalism? All the time, we hear stories of people selling nearly all of their belongings, rarely buying anything new, and moving into a tiny house. Does minimalism have to be that extreme? Minimalism is the practice of living with less. Everyone has a different interpretation of what “less” means to them. The goal […]
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If you asked me which household expense I felt the most guilty about, I would probably say my grocery bill. There are months when I look back on grocery spending and I’m shocked by the number. So, I did some digging into what the average American spends on groceries, to hopefully make myself feel better…. […]
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Budgeting. Many people have come to fear the word. When you think of budgeting, missing out on nights out, eating rice and beans, or couponing might come to mind. Or you may think of receipts, cash envelopes, and endless budgeting meetings with your partner. Is there a way to make budgeting less painful? Or, better […]
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I have a confession to make. I’m a Minnesotan that dreads the winter. Yep, I said it. As soon as those leaves start to turn and the air gets chilly my palms start to sweat. Except I don’t hate winter for all the reasons you think I do. It’s not because of the black ice, […]
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For anyone who has taken an in interest in personal finance, you’ve likely considered how living a frugal life might lower your monthly expenses. And it’s true. In theory, the idea of spending less leaves you with more money in savings at the end of the month. But is frugality really worth it? In many, […]
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There is never a shortage of good deals offered on Black Friday. Electronics, clothing, gifts items, and even cars are offered at steep discounts. But aside from finding holiday gifts for your friends and family, Black Friday is also the perfect time to find deals for wedding supplies. While most stores have not yet announced […]
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A lot of people would love to travel more. See the world, new places, and explore different destinations. Although jetting off to a new place is exciting, you do have to do a few things in order to afford the vacation you desire. Going on vacation is usually associated with being lavish and having a […]
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With the holidays right around the corner, now is the time to start thinking about travel plans, gift ideas, hosting arrangements, and charitable giving. While this may be the best time of year in the eyes of many, it can also be the worst time of year on our budgets if we aren’t careful. According […]
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The journey to improving your finances can be difficult and confusing at times. We all want to feel more confident in our money management, but figuring out a way to consistently improve yourself can be challenging. Improving your finances is something we should all be doing. Doing so creates confidence that helps you excel in […]
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It is no secret that most Americans are not preparing themselves adequately for retirement. In fact, according to the U.S. Census Bureau, less than one third of American people are saving money in an employer-sponsored retirement account. Further, according to the Federal Reserve, the average working American couple has less than $5,000 saved for retirement. […]
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