Want to know an important financial skill to have? Hint: It’s nothing to do with being a numbers-whiz. Answer: It’s having the discipline to set aside savings for emergencies. Having an emergency fund is a critical first step towards financial stability and living debt-free. Consider this scenario: you’re paycheck to paycheck and an unexpected doctor […]
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Overwhelmed with your finances? Financial topics can be time consuming and confusing. Some financial goals, like paying off student loans or saving for retirement, can take years to achieve. But no matter how big a goal is, you can break it down into small, actionable steps. You can better your finances by focusing on quick […]
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Everyone is subject to finding themselves in a bad financial situation. No matter how much you may prepare, you’ll certainly face challenging times with your finances. Luckily, you can anticipate these hardships and prepare by setting aside money in an emergency fund, spending moderately, and by keeping your finances organized. But what happens if you […]
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Want to better your financial future? You know all the general tips like save more money, pay off debt, start a side hustle to earn extra cash, and spend less. Spending less is vital to long-term financial success. While making more money can certainly help to improve your finances, if your spending rate increases with […]
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Do you have a ton of student loans? You aren’t alone. According to Pew Research four-in-ten adults under the age of 30 and one-in-five adults age 30 to 44 have student loans. The first thing you should do is this: Don’t Panic. It’s okay to be overwhelmed by your student loan debt. For many graduates […]
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We all have a couple of bad habits. People typically do three things in regards to their bad habits – they accept, ignore, or try to change the bad tendency. But what about when your bad habits are costing you money? Some bad habits are more than small idiosyncrasies – they may be costing us […]
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Minimalism has gained a lot of popularity recently. It seems like the ultimate way to remove distractions and prioritize what matters most. What is minimalism all about? To put it simply, minimalism is a lifestyle choice where you focus on living with less. It involves reducing the clutter in your life, minimizing distractions, and being […]
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If you want to get in better physical shape, what do you do? You take proactive steps and carve out time to work out and eat better. Improving your financial health is no different in the sense that it takes action to see results. All that is needed to improve your personal finances is dedication, […]
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The debt snowball is often talked about as a powerful tool to pay off debt. But what is it really? Does it work? Is it the only way to pay off debt? In short, the snowball is a debt repayment method where you start by paying your smallest debt first. Once the first debt is […]
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Do you have a tax refund check coming your way? With the average tax refund being around $3,000, it may be tempting to blow that money on something fun. But instead, why not consider using your tax refund to better your finances? Here are 10 smart things you can do with your tax refund. […]
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