During a recent student loan repayment webinar I was asked the question “can I trust my financial advisor with my student loans?” This is a really important question that I thought would be worthwhile to address in a post. It’s a question that will come up again and again, as a higher percentage of Americans […]
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A few years back student loan refinancing wasn’t something that most people heard about. That’s not the case today. The student loan refinancing industry has exploded. According to LendEDU, private student loans now total approximately $100 billion. Driving the trend towards more and more private student loans includes: Cost of College – As the […]
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“You don’t budget? But don’t you talk about the benefits of budgeting all the time? What gives?” This is the general reaction I get when I tell people that my wife and I don’t budget, and we haven’t for years. First off, I do think that keeping a budget is a key first step […]
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If you read blogs and articles about pursuing financial independence, many writers will put entrepreneurship on a pedestal while looking down on a traditional 9-5. There are many reasons for this, one being the fact that many of these writers are inherently biased against 9-5 jobs. They themselves likely want to be a solopreneur, […]
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I bought my first home at twenty-four. It was a fixer-upper that was livable, yet it was clear everything would need updating over the course of the next five-to-ten years. Looking back I think it’s safe to say I jumped into home ownership instead of carefully weighing the pros and cons. I didn’t think […]
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There are thousands, and thousands, and thousands, of blogs and articles out there with titles along the lines of “Learn how John and Jane paid off $120k of debt in 16 months!” If you click on these stories, though, 99% of the individuals and couples highlighted either have a high income, a dual income […]
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Millennials face a ton of financial challenges. Student loan debt. Wage stagnation. High cost of living. High cost of childcare. Credit card debt. The list goes on and on. Of all the financial pressures that millennials face, nothing quite compares to health care, specifically the cost of health care and how it is currently […]
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The saying goes “the United States has the best health care in the world…if you can afford it.” While there are many trends that are concerning from a personal finance standpoint, such as high cost of living and stagnant wages, the two issues on the forefront of my mind on a daily basis are […]
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A 401k is a great way to start working towards retirement. If you’re lucky, your company may even match your contributions up to a certain percent. Taking advantage of a 401k is usually a good idea. Even if you have a lot of debt, a 401k match is something that you shouldn’t pass up. […]
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There’s an unlimited number of ways to make extra money in your free time. Some are incredibly time consuming and difficult. Others are easy and take only a little effort. Today we are going to focus on those easy ways to make money, or as I like to call it, “lazy ways to make extra […]
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