This post is by our regular contributor, Erin. When’s the last time you thought about switching banks? Is the bank you have now the one you started with years and years ago? A lot of people never think twice about their banking situation for a number of reasons. It can be a hassle to switch […]
Read More >>
This post is written by our regular contributor, Kristi. We all have at least one friend or know someone in passing is bad with money. They complain about never having enough money for groceries, but they come in with new clothes they bought with a credit card. They laugh about not ever paying their bills […]
Read More >>
Go to any financial website out there, and more often than not, you’ll find articles advising you to focus on your net worth, not your income. This expert advice stems from the reality that income doesn’t mean wealth. Someone making $500,000 can make the same poor financial choices as someone making $50,000 a year and […]
Read More >>
This post is by our regular contributor, Erin. Quick, put yourself in these scenarios and answer honestly: You see that one thing you’ve been coveting for months, and it’s on sale. You didn’t budget for it, but it’s a steal. Do you buy it, or do you wait? You’ve been tossing around the idea of buying […]
Read More >>
This post is by our regular contributor, Kristi. People who want to retire early, or, at least, earlier than 59 ½, worry about how they’ll be able to fund their early retirement. After all, there are huge tax disadvantages to withdrawing retirement assets early. What if I told you that there is a way that […]
Read More >>
This post is by our regular contributor, Erin. Who hasn’t felt stressed about money at some point in their life? 72% of adults feel stressed about their finances at least some of the time, while 26% feel the strain most or all of the time, according to a study by the American Psychological Association. If you’re […]
Read More >>
This post is by our regular contributor, Erin. I don’t think any of us are strangers to unexpected expenses. It’s Murphy’s Law in action at the worst times: anything that can go wrong, will go wrong, and when you least expect it. Have you ever been slammed with bill after bill in one month because you […]
Read More >>
This post is by our regular contributor, Kristi. I’m sure you’ve heard it before, from both family and well-meaning friends alike. “Why are you renting? You’re just throwing your money away! Why not get a starter house and use your monthly housing payments as an investment in your future, instead.” Are they right, though? Is […]
Read More >>
Have you ever stopped and thought about what you do every month to manage your money? Or what you should do every month to manage your money properly? Years ago the only thing I used to do on a monthly basis was pay off my credit cards and see what the balance was in my […]
Read More >>
This post is by our regular contributor, Erin. Do you know what your net worth is? Or how to calculate it? Do you even care what the number is? I’ve been torn on the “net worth” debate for a while. Some people live by it, others barely think about it. So we’re on the same page, […]
Read More >>