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All posts in: Personal Finance
5 Ways Credit Cards Impact Your Credit Score (and 1 Way They Don’t)

5 Ways Credit Cards Impact Your Credit Score (and 1 Way They Don’t)

I know a lot of PF bloggers are really down on credit cards, and I think that’s reasonable. They’re dangerous tools. On the other hand, so are a lot of things that are also really useful: stoves (fire!), cars (accidents!), chainsaws (enough said!). I’ve had a credit card since I was 18. As a freelancer […]

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5 Ways to Diversify Your Income

5 Ways to Diversify Your Income

Have you ever thought about what would happen if you lost your job? With your paycheck being the only source of income coming in? It’s a pretty scary thought, right? All your earning power gone in one fell swoop. When I started freelancing full-time, I realized the importance of diversifying my income. If one of my […]

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4 Quick and Easy Ways to Start Investing in the Stock Market

4 Quick and Easy Ways to Start Investing in the Stock Market

This post is written by our regular contributor, Mike. Investing can be intimidating. Even the word “investing” can be intimidating. There’s no denying that the stock market is complex and that lots of people make mistakes when investing – even the most experienced investors can’t always predict what it will happen. However, those aren’t reasons […]

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5 Ways to Empower Yourself Financially

5 Ways to Empower Yourself Financially

Do you feel “empowered” when it comes to money? Most people don’t. Being financially empowered means feeling secure about your finances and your future. It means knowing where you are at financially, and more importantly, where you are going. Financial empowerment goes hand-in-hand with financial literacy. You can’t have one without the other. But being […]

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7 Strategies to Use to Become a Millionaire

7 Strategies to Use to Become a Millionaire

If presented with the opportunity, you would want to become a millionaire…right? Who in their right mind would turn that down? Becoming a millionaire would mean financial security. It would mean a solid retirement. It would possibly mean paying for your child’s education, or traveling the world. These are things most people dream about, and […]

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What You Need to Know About Your HSA

What You Need to Know About Your HSA

This post is by our regular contributor, Catherine. If you’re like most Americans, you’re probably worried about having enough money to pay your medical bills — whether now or in the future. With premiums and deductibles going up every year, it makes sense to be concerned. But if you have access to a Health Savings […]

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6 Tax Advantage Savings for Millennials

6 Tax Advantage Savings for Millennials

This is a sponsored post written by me on behalf of Block Advisors. All opinions are 100% mine. I’ve only met one person who legitimately gets excited about doing their taxes. This guy still does his taxes using paper forms and he would even go so far as say he “enjoys” doing his taxes. I […]

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30 Ways to Save Each Month

30 Ways to Save Each Month

This post is by our regular contributor, Erin. We talk a lot about earning more here on Young Adult Money, mostly because it’s limitless. It’s much more freeing to increase your earning power than it is to cut back on all your expenses. It also gives you more room to grow in the future. However, […]

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How to Improve Your Financial Wellness

How to Improve Your Financial Wellness

This content is provided by Prosper Marketplace. Are you stressed about money? If you answered yes, you’re not alone. A recent survey conducted by Prosper Marketplace found that nearly 60 percent of Americans don’t have the financial freedom to enjoy life. Nearly half of the people surveyed said they were living paycheck to paycheck and […]

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7 Money Rules for Millennials

7 Money Rules for Millennials

This post is written by our regular contributor, Mike. It’s said rules are made to be broken. But then that’s probably not the wisest advice when it comes to your money. While by no means an exhaustive list, these rules will help you establish good habits for managing your money. It’s ultimately your habits which […]

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