For Americans, Individual Retirement Accounts or IRAs are one of the best ways to save for retirement. When I finally started to turn my financial life around at age 35, the very first thing I did was to open an IRA. And two years later, it’s a choice I haven’t once regretted. IRAs have a […]
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Today I have a guest post from my friend Kristin Wong who writes on sites like LifeHacker and Mental_Floss. She also has her own website, www.thewildwong.com. Enjoy the post – she has great advice for anyone looking to freelance! When I first started my freelancing career, I thought I hit the mother lode. After months […]
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I used to never share details of my finances. That all changed when I published Hustle Away Debt and revealed that my wife and I graduated from college with a combined $100,000 in student loans. Now that our student loan debt is out there for all to see, I’m comfortable talking about that debt. As […]
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If you’re like most millennials, you think a lot about buying a home. And if you’re reading this blog, you’re probably already convinced that before you buy, you want a hefty down payment saved – ideally 20% of the home’s purchase price. That will save you from PMI and let you deal with all […]
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This post is brought to you by FICO. I was compensated for this post, but all opinions are my own. As someone who spends a lot of time reading, writing, and researching credit and credit cards, I sometimes forget just how much misinformation there is out there about credit and credit scores. A friend reached […]
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The other day I was at the store and saw a sign advertising “buy three loaves of bread and get the fourth free!” Before I even stopped to think about it I was picking up a loaf of bread, “that’s a good deal,” I thought. But then I stopped to think: is it a good […]
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This post is brought to you by Debitize, but all opinions are my own. Many people do not use credit cards because they do not trust themselves with them. Perhaps they had a negative experience in the past or they have simply have never had a credit card. If you fall in this group you […]
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This post is part of our Summer Reading series! If you’re in debt, chances are you feel like you’re fighting an uphill battle. No matter how many payments you make, you can’t seem to make a dent. Your progress is moving at super sloth speeds. I know how it feels. I’ve been paying off my student […]
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Editor’s note: Today we have a guest post from my long-time friend Liz Peterson. She’s a travel blogger and an American Expat living in Barcelona. Recently we’ve talked a lot about using credit card rewards to travel for free or cheap. In just the past couple weeks we’ve shared a free spreadsheet to track credit […]
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Friends, as a converted and frankly evangelical budgeter, I am here to tell you the deep dark magical mystical secret of budgeting. The ONE CRAZY TRICK that will allow you — yes, you with the entry-level job and the student loan payments — to start a successful budget when you’ve never been able to do […]
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