There’s an overwhelming number of options for credit cards, so trying to find the best credit card can be tough. When I think of a good credit card for everyday purchases, it naturally leads me to cash back credit cards. They offer consistent rewards and typically have no annual fees. Cash back credit cards are […]
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“Can money buy happiness?” This is the age old question we always seem to come back to when questioning whether or not we should devote the time to earn more money, or when we’re broke college students wondering if life would be easier if we just had more money. This question is so important, psychologists […]
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When you’re on a tight budget, likely the last thing on your mind is giving money away. Sure, many of us donate a few bucks once or twice a year. But how many of us regularly donate our money? No matter your financial situation, there is always someone in a worse position than you. Donating […]
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I’ve been on a journey to improve my finances for a few years now. In that time, I’ve focused on a combination of earning more and downsizing and cutting expenses. Both of these tactics have helped me save more money, pay off more debt, and become more financially stable. I love having the ability to […]
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A lot of people dream about quitting their job and becoming “the boss,” but they don’t think about how it will actually play out. In case it’s not obvious, I enjoy talking about the downsides of freelancing – not because I hate it (I chose to do it!), but because it’s rarely talked about. Because […]
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Saving money doesn’t have to be an arduous task. When we have a large savings goal in mind, the idea of saving anything at all becomes completely overwhelming. But with a few simple saving hacks, you’ll save money before you even notice. Here are 7 ways to save money without realizing it. 1) Automate […]
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Everywhere you look there are stories reporting on the dissolution of marriages because of financial issues. What’s more is that many studies cite that money is the number one cause of divorce, and from that, we can infer that it’s the source of many fights. These stories and statistics don’t bode well for those who […]
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Do you know how you would handle a financial emergency? Emergency funds are an imperative part of financial wellness. As much as we all would like live without thinking an emergency will happen, failure to prepare can have dire consequences. Uncontrollable situations happen. Being prepared for an emergency will save yourself from financial difficulties or even […]
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If you were surprised at how fast summer flew by, you’ll need to come to terms with the fact there are only 3 months left in the year. Since the holiday season and New Year’s resolutions will be here before you know it, now is the perfect time to consider what you need to do […]
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Are you a planner or a procrastinator? If you consider yourself a procrastinator, it could take you much longer to become financially secure versus someone who is a planner. Why is that? Procrastinators, or people who don’t plan ahead, are more likely to be hit by surprise bills, make impulsive purchases out of necessity, and […]
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