It is no secret that most Americans are not preparing themselves adequately for retirement. In fact, according to the U.S. Census Bureau, less than one third of American people are saving money in an employer-sponsored retirement account. Further, according to the Federal Reserve, the average working American couple has less than $5,000 saved for retirement. […]
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Moving can be frustrating. Nobody likes having to deal with packing, carrying heavy stuff, and having to adjust to a new setting. I’ve moved several times in the last few years and each time has been a learning experience of what to do and what not to do. As I’ve learned from relocating to different […]
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To be honest with you, I used to not have an actual social life. I would wake up at 6 and go to bed at around 11 and work all day. Don’t be like me. The thing about entrepreneurship is that it’s draining, and if you stay there and do that every single day, you’ll […]
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We often like to think we can plan life out. Your job felt great when you first started. Everything seemed possible, your skills were being utilized and you got an income. Now, a few years later, things are different. You’re feeling stressed. Monday mornings are the bane of your existence, you live for the weekends, […]
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We talk a lot about side hustles on Young Adult Money, but we just can’t help ourselves. Side hustles have helped all of us to transform our financial situations drastically and build a desirable lifestyle for ourselves, where we can live with less financial strain. We believe everyone should have a side hustle, not only […]
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I’m a big supporter of side hustles. Side hustles are powerful. They allow you to reach your financial goals faster. Plus, there is just something rewarding about doing your own thing and making money outside of the traditional 9-5. When it comes to side hustles, there is an abundance of ones to consider. DC wrote […]
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Do you feel like you are constantly stuck in a financial rut? Maybe you are living paycheck to paycheck, or maybe you just never seem to be able to build up a savings or pay off debt. What do you have to do to get ahead? There are many reasons why you may not be […]
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I’m not rich by any means, but one word of advice: “it’s not about how much you save; it’s about how much you keep.” I found this quote online a couple weeks ago. And it couldn’t be any further from the truth. Say you’ve got more money coming in. You’ve earned a promotion at work. You’ve […]
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What would you do if you were to lose your job? What would you do if the income from your job wasn’t enough to help you reach your financial goals? When people lose their jobs, one of two things usually happens. You may go into full on panic mode, scrambling to figure out how you’re […]
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Hobbies are a vital part of achieving a balanced life. Hobbies provide an opportunity to wipe out stress, enjoy ourselves, and give us sanity. All to often, however, we often only see the cost of hobbies, which can be particularly difficult to come to terms with while paying off debt or bettering our finances. You […]
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