As CNN Money reported in January 2017, only 41 per cent of adults in America have sufficient savings to cover a surprise expense of between $500 and $1,000. This is a surprisingly low figure. If you are one of those people who finds it difficult to save, you may need to look at your budgeting […]
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Deciding Whether to Buy or Rent a Home in Your 20s
When is the best time to buy a new home? Should you purchase a home when you’re young and fresh out of college? Or should you wait and rent an apartment until you’ve saved up for a substantial down payment? With government loans and a good job after college, buying a home in your 20s […]
Read More >>3 Highly Effective Ways to Solve Sticky Business Problems
“All life is problem-solving,” said Karl Popper. If what this 20th-century philosopher says is true about life, it also true for business. Every business has its own unique set of problems that constrain its growth. In fact, a quirky way to define business success might be a company’s ability at problem-solving. Sometimes problems go away […]
Read More >>Software Big Businesses Use That SMB Should Too
If you’re in business, your main challenges will include increased risk, rising costs, globalization, innovation, diversity, and complexity. While adopting the right technology will help you process the increasing amount of information, your small to medium-sized business will benefit by following the lead of big business practices that have developed strategic thinking and problem-solving solutions. […]
Read More >>Room Remodel: Will Updating Fixtures Lower Insurance Costs?
You love your home, taking delight in its coziness and charm. Sure, it’s starting to show its age here and there, but it still has a lot of life left to give. That turn-of-the-century plumbing that gurgles in the night… it’s like a free white noise machine, right? And that electrical system that occasionally flickers […]
Read More >>Should You Start Your Own Business?
Did the economy really recover after the financial crisis as the press has been claiming in recent years? If you remember, the financial crisis that occurred in 2007-2008 was not just a national crisis but an international one. In retrospect, it could very well have been the worst financial crisis since the 1930s when people […]
Read More >>Elderly, Environment, and Efficiency
The elderly are taking over the world. That is, more of the world’s population is age 65 or older than ever before, and this increase is only going to double by the year 2050. At the midpoint of this century, it’s projected senior citizens will be 17% of the total global population, up from 8.5% […]
Read More >>Running A Business From The Road
Entrepreneurs and travelers share a lot of traits. They like adventure, accept risk, and want to see and do new things at every opportunity. They’re hard-charging, assertive people who don’t hold back. Unfortunately, these two personalities have traditionally been very difficult to meld together into a successful lifestyle. There has always been a choice between […]
Read More >>How to Reduce the Overall Cost of Your Move
Moving comes with mixed emotions. You are excited about going to a new place and anxious about having to pack up all of your things. If you plan ahead you can make the move enjoyable and reduce the stress that comes along with a move. There are many things to consider such as a deduction […]
Read More >>Here are 4 Steps of the Financial Ladder, Where Do You Stand?
There’s an old adage that goes “failing to plan is actually the same as planning to fail” and I have observed that this saying is particularly true in the area of finances. You can’t afford to trust fate, chance, luck, or happenstance with your finances because you’ll most likely end up in a messy financial […]
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