It is no secret that most Americans are not preparing themselves adequately for retirement. In fact, according to the U.S. Census Bureau, less than one third of American people are saving money in an employer-sponsored retirement account. Further, according to the Federal Reserve, the average working American couple has less than $5,000 saved for retirement. […]
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When it comes to flying, I get stressed out. I like the idea of travelling, and I don’t mind travelling for the most part, but the process of flying there has never been enjoyable to me. From packing and making sure I have everything I need, to going through security, to being cramped on a […]
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Moving can be frustrating. Nobody likes having to deal with packing, carrying heavy stuff, and having to adjust to a new setting. I’ve moved several times in the last few years and each time has been a learning experience of what to do and what not to do. As I’ve learned from relocating to different […]
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The path to financial freedom is not easy, and at times, it can become all-consuming. When working towards paying off debt, we can find ourselves with blinders on, and we often forget to have fun along the way. With a little creativity and prioritization, you can still have fun while you’re paying off debt. You […]
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To be honest with you, I used to not have an actual social life. I would wake up at 6 and go to bed at around 11 and work all day. Don’t be like me. The thing about entrepreneurship is that it’s draining, and if you stay there and do that every single day, you’ll […]
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When most people think about underemployment, they don’t’ think of it as a good thing. Underemployment means there is a mismatch between your job and your skills and experience. Meaning, you could be making more money and have a more challenging, “better” job. On the surface being underemployed doesn’t seem to have benefits. After all, […]
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I’m not rich by any means, but one word of advice: “it’s not about how much you save; it’s about how much you keep.” I found this quote online a couple weeks ago. And it couldn’t be any further from the truth. Say you’ve got more money coming in. You’ve earned a promotion at work. You’ve […]
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Hobbies are a vital part of achieving a balanced life. Hobbies provide an opportunity to wipe out stress, enjoy ourselves, and give us sanity. All to often, however, we often only see the cost of hobbies, which can be particularly difficult to come to terms with while paying off debt or bettering our finances. You […]
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We have all read the headlines. “How This Couple Paid Off $50,000 of Debt in One Year,” and et cetera. More often than not, people who reach financial success are simply normal people. They may not have an outrageously high income, but they also likely don’t own the nicest and newest items. How is it […]
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I remember watching that one episode of the Cosby Show where Bill was teaching Theo about the price of life using monopoly money. For things like food, clothing, and other necessities, Bill took chunks of Theo’s money to explain how life and money works. After almost all his money was taken from Bill the collector, […]
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