At some point I become obsessed with the idea of having $100k in a Health Savings Account. Obsessed may be the wrong word because it’s something I have very little control over. But I still think it would be pretty cool to have $100k in an HSA. For 2019 the maximum HSA contribution for […]
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If you’re somewhat familiar with personal finance and investing, then you have likely heard about the beauty of index funds. And for good reason. They are an easy way to start investing, and generally have great returns. Index funds work like this: instead of purchasing individual stocks, an investor can buy an index fund. An […]
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Interest rate is a key figure to know, whether you’re borrowing money or investing it. But as you shop around for the best financial product for you, you will probably find that two different abbreviations are used to demonstrate the interest rate – APR and APY. You’re probably familiar with the terms annual percentage rate […]
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With dozens of different television shows based on the subject, it seems like just about anyone can handle a fixer upper. But before you dive right in and purchase the worst house on the block, there are some things you should consider. Fixer uppers are a lot of work – more work than most people […]
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As college tuition rates continue to climb, more people are using 529 plans than ever before. You may be wondering what a 529 plan is. Simply put, a 529 plan is a tax-advantaged savings account that can be used to pay for qualified educational expenses. While most states allow you to save up to $300,000 […]
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Do you have a financial advisor? If so, do you know how he or she charges? Whether you have a financial advisor or have just begun considering hiring one, there are a few things you need to know. Not only is it vital to find a financial advisor who can provide you the performance and […]
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You have probably heard of the financial term “net worth.” You may be wondering how you can calculate your net worth, and if you actually should track it. Your net worth is simply your assets minus your liabilities. Assets include things like: Cash Home equity Retirement accounts and other investments Vehicle equity, if you choose […]
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Everyone talks about the power of investing. You know you should be socking money away for your future, but how do you do that if you have debt? Should you even bother investing while you are in debt? This is a common question. With limited cash flow, it can be challenging to know exactly how […]
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Not everyone invests with the intent to just make money. As of late, ethical investing is on the rise. What is ethical investing? In short, it’s investing with your personal social, religious, labor, environmental, and other beliefs in mind. Other names for ethical investing include sustainable investing, impact investing, or socially responsible investing. Essentially, when […]
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The decision to leave a job isn’t always an easy one. There are many professional, personal, and financial decisions to consider. You might wonder if you will have more opportunity, be better able to pursue your career goals, or have a more professional work environment. If you participated in your company’s 401(K) plan, you may […]
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