Millennials and their spending habits is no new subject. After all, there are plenty of articles out there discussing how millennials are spending more on lattes than they are saving for retirement. While some millennials spend a significant amount of money on coffee, most of the millennials I know spend more money on alcohol. […]
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The best way to limit the amount of money you spend is by sticking to a budget. You don’t have to love budgeting. Most people don’t. But it can be extremely effective. Today we are combining two of my favorite topics: spreadsheets and money. The advantages of using a spreadsheet instead of a budgeting […]
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I’ve used many rewards programs, but none of them compare to Chase Ultimate Rewards. The Chase Ultimate Rewards program has made it possible for my wife and me to fly to St. Martin, Aruba, Fort Lauderdale, New York City, Houston, and Charleston all free of charge. A couple things I love about the program […]
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I completed my MBA program in just 6 months. Yes, some people definitely thought I was crazy. And yes, at times, I even believed I was crazy. For some details, I do work full-time. I started my MBA in June of 2019, and finished in October of 2019. Because of how quickly I completed […]
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Today I have a simple hack to help you save money on allergy medicine. Let me start by establishing some credibility: I have bad allergies. I’ve had sinus surgery and the underlying issue is partially due to my bad allergies. After my sinus surgery I went to an allergist and found out I was […]
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The tax code is complicated. A complicated tax code means filing taxes can be a headache, or for some of us a migraine. The one good thing about the complicated tax code is that it creates opportunities to pay less in taxes. Legal opportunities. In fact, the government has intentionally built in these opportunities […]
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“Cut back on everything as much as possible, and don’t even think about taking a vacation!” This is the advice many personal finance experts will give. You should completely deprive yourself until you are out of debt. They want you to feel ashamed of your debt. In reality feeling ashamed isn’t healthy and can […]
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Wouldn’t it be great to have enough money to be able to do whatever you want the rest of your life, never working another day unless you chose to? That’s the driving force behind the FIRE movement that has gained in popularity the past decade. FIRE stands for Financial Independence Retire Early. Those who […]
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When my wife and I were planning our trip to Vietnam and Thailand, one thing I wanted to make sure we had was cell phone service. Being connected is so important when you travel today. It makes it easy to Google things on the spot, use essential apps like Uber (or Grab in SouthEast […]
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The past couple months I have been busy planning my first trip to Southeast Asia. This will be my first time in Asia, and I’m looking forward to checking out Vietnam and Thailand. Between flights, ground transportation, excursions, hotels, and food and drinks this trip will cost my wife and I over two thousand […]
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