Do you find yourself constantly living from paycheck to paycheck, with no financial freedom in sight? Are you frequently stressed about your lack of savings, inability to pay off debt or bills, or frustration over not being able to afford even small luxuries? When living in this cycle, it can feel like it is impossible […]
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Checking your credit report and score regularly is an essential task. When you apply for a loan or mortgage, your credit score guides lenders into deciding whether or not to approve you for a loan, and how high your interest rates might be. When you apply for some jobs, they may even look into your […]
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Keeping a budget is one of the best things you can do for your finances. At minimum, tracking your expenses and knowing where your money is going is key to making the right adjustments for financial success. Over the past six-plus years I’ve tracked my monthly expenses in a spreadsheet. As someone who has multiple […]
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Millennials have plenty of things to worry about. From paying down record-setting student loan debt to trying to progress their careers, the last thing millennials want is another personal finance responsibility to worry about. Nearly 80 percent of millennials are not investing, which isn’t surprising given the number of financial challenges millennials face. 40 percent […]
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Starting a side hustle from scratch can be very rewarding, but also a lot of work. Side hustles like blogs, your own business, or selling products have the potential to earn a lot of money, but more often than not, you will have to put in a lot of work before you see any reward. […]
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At it’s core, building wealth is simple. All you need to do to build wealth is increase your assets and lower your liabilities. Leveraging the power of compound interest anyone can become a millionaire for seemingly minimal cost (Erin shared how $5,000 can turn into $1,000,000 for retirement). In practice it can be difficult. Debt […]
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Side hustles, or ways of making extra money outside of your full-time job, can drastically improve our financial situations. By creating an extra source of income, you can pay off debt and save more money faster than you could without a side hustle. That being said, side hustles aren’t without trade-offs. Perhaps the biggest trade-off […]
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Side hustles are a topic of frequent discussion at Young Adult Money. But we just can’t help ourselves. For all of us, side hustles have helped to completely change our financial situations all together, and for some, they have even become profitable enough to become full-time businesses. Blogging is one of our favorite side hustles, […]
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“Personal Brand” is a phrase that gets thrown around a lot, especially when it comes to millennials. But how do you actually build a personal brand? And how do you make sure you aren’t just wasting your time? These are two really important questions for people to answer, and while each situation is different there […]
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A weekend getaway can be a great way to step away from the fast pace of life. Whether your ideal getaway includes secluding yourself in a cabin in the woods, laying in the Sun on a beach, or exploring a city you’ve never been to, a weekend getaway can give you a quick reprise from […]
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