A few weeks ago I wrote about common budgeting mistakes and one thing that came up a lot in the comments was the importance of tracking your expenses. I could not agree with this more. Tracking what I spend every day, week, and month shows me what I actually spend and not what I wish […]
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It does seems counterproductive, doesn’t it? Rewarding your financial discipline by dipping into those very same hard-earned finances sounds like something you should avoid. After all, shouldn’t more money in the bank or less debt to pay off be the reward in and of itself? The simple answer to that question is, yes, of course […]
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This post is written by our regular contributor, Kristi. Admitting that you have room for self-improvement is difficult, and actually working towards self-improvement can be even harder. We don’t like to think about our shortcomings, but sometimes we need to embrace our faults and start working towards positive change. Change and the time to enact […]
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2016 is here which means it’s time to set goals! Some bloggers share monthly goals but I prefer to stick to only sharing yearly goals. While it’s important to realize how quickly priorities can change over the course of a year, I think there is a ton of value in identifying what you want to […]
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This post is from our regular contributor, Erin. Happy New Year! I’m betting that after doing a year-end review of your finances, you have a few things you want to work on, and a few things you need to re-think. Most people do. Lots of things can change over a year, and it’s worth taking […]
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Happy New Year! 2015 is officially over which means it’s time to review my 2015 goals. All the way back in January I shared my goals for 2015 and a mid-year review in June. One thing I learned this year is this: setting goals is good, but flexibility is better. You’ll notice that there were […]
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This post is by our regular contributor, Erin. Do you have trouble motivating yourself to reach certain financial goals? Or does it take a little extra to get you excited about the thought of saving money or paying off debt? Not everyone is goal-oriented or self-motivated, and that’s okay. It can be difficult to focus […]
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Long-time readers of this blog will know that I used to write weekly “round-up” posts that shared about my personal life and what I was up to. Because of time constraints I had to end the weekly round-up about a year ago. While I don’t give weekly roundup posts, I still weave my life and […]
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This post is from our regular Wednesday (Tuesday, today!) contributor, Erin. I have to be honest with you all – I’m not that big on making New Year’s resolutions. Research says that only 8% of people make their resolutions a reality. Isn’t that a little sad? The Forbes article cited points to the fact that people […]
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I work full-time as a financial analyst and we use “financial bridges” extensively. If you aren’t a financial analyst you may have no idea what a financial bridge is. I’ll give a full explanation in just a little bit. Today I want to explain how using the “financial bridge” technique when setting goals can drastically […]
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