Our 20s are an impressive decade of firsts. There’s the first big job, first time living on your own, first car, first significant relationship, and so on. It’s also a time when many of us are faced with managing our own money for the first time. There’s a lot to learn – from the confusing […]
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One of the common, recurring stressors in life is money. Sometimes expenses and circumstances come out of nowhere and knock us down. Almost everyone goes through difficult financial times at one point or another. In times of rising rents and debt levels, it can feel like an impossible feat to get ahead financially. Remaining optimistic […]
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Each individual’s personal finance situation is different. That’s what makes it personal. With that in mind I always hesitate to make broad assumptions when it comes to money and personal finances. Everyone has their own unique situation and challenges. But understanding where a demographic stands from a broader scale can be useful. For example, it’s […]
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The path to financial freedom is not easy, and at times, it can become all-consuming. When working towards paying off debt, we can find ourselves with blinders on, and we often forget to have fun along the way. With a little creativity and prioritization, you can still have fun while you’re paying off debt. You […]
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A lot of my friends don’t like me. And it’s not because I’m bossy or arrogant. It’s just because I’m not even in my senior year and I’m already trying to pay off my debt. They already know that I’m going to turn them down when they invite me to do anything that costs a […]
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The feeling of wanderlust hits many twenty-somethings hard. We hear about people who constantly jet off to different destinations. Instagram reminds us of all the world we still haven’t explored. It can be hard balancing the desire to travel with the need to reach money goals. There are loads of articles about why travel is […]
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A college education costs a lot these days. With college costs rising at rapid rates, many people have to take out loans in order to finance their higher education. Having to make a big student loan payment every month can prevent you from being able to invest for retirement and save money for life purchases. […]
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Checking your credit report and score regularly is an essential task. When you apply for a loan or mortgage, your credit score guides lenders into deciding whether or not to approve you for a loan, and how high your interest rates might be. When you apply for some jobs, they may even look into your […]
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UPDATED FOR 2019! Millennials have their own unique financial challenges. Most have a high – if not debilitating – level of student loan debt. Others struggle with connecting their dreams with reality (dreams can be expensive, after all). Worst of all is the fact that most lack the financial literacy they need to make moves […]
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I was watching a morning show recently where the topic of discussion was millennials and their lack of retirement savings. While most of the panel seemed to have neutral views on millennials themselves, one member of the panel tore into millennials. They cited millennials lack of work ethic and their need for instant gratification. This […]
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