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All posts in: Debt
5 Financial Goals You Can Accomplish in 3 Months

5 Financial Goals You Can Accomplish in 3 Months

The new year is an excellent time to consider new goals, including financial goals. However, most of us can agree that it’s difficult to accomplish our annual financial goals. Often, we suffer from burnout, doubt, and frustration. Luckily, there are plenty of financial goals you can accomplish in just a few months’ time. All you […]

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The Difference Between Consolidating and Refinancing your Student Loans

The Difference Between Consolidating and Refinancing your Student Loans

You may be one of the millions and millions of Americans who have a lot of different student loans. This isn’t that uncommon or even unexpected. When you take out student loans, you typically do it at the beginning of each academic year. You may have a few from each year, and most borrowers go […]

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How I Paid Off $30,000 of Student Loans

How I Paid Off $30,000 of Student Loans

Four years after graduating college, I’m free from my student loan debt. I managed to pay off $30,000 of student loan debt. It wasn’t an easy journey by any means. Regardless, my student loan debt forced me to take a good, hard look at my financial situation and taught me some lessons, albeit hard lessons, […]

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What to Do if you are Behind on your Student Loans

What to Do if you are Behind on your Student Loans

Based on content from the book Student Loan Solution: 5 Steps to Take Control of your Student Loans and Financial Life. Over one million new borrowers default on federal student loans each year, and according to a January 2018 report published by the Brookings Institution, nearly 40 percent of student loan borrowers may default on […]

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5 Small Ways You Can Start Paying Off Debt Today

5 Small Ways You Can Start Paying Off Debt Today

Whether you have just a little bit of debt, or a whole bunch, it takes time and energy to pay it off. While you’re probably well-versed in the big money moves you can make to pay off debt, don’t forget that even the little debt repayments count. Here are 5 small ways you can start […]

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How the Debt Snowflake Works

How the Debt Snowflake Works

If you are a personal finance fiend, you may be familiar with both the debt avalanche and the debt snowball method of paying off debt. But if you’re not familiar, that’s okay. In short, both methods are strategies people use to pay off their debt, fast. In the debt avalanche, you pay down your highest-interest […]

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7 Tips for Paying Off Debt on a Low Income

7 Tips for Paying Off Debt on a Low Income

It isn’t easy to get out of debt quickly when you have a small income. But it’s far from impossible. No matter how small your income or how big your debt, it is possible to be debt free. You just have to be honest with yourself, work consistently, and not give up. Here are 7 […]

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Have Private Student Loans? Here’s How You Can Save Money

Have Private Student Loans? Here’s How You Can Save Money

This is a sponsored post on behalf of our friends at Citizens Bank. Despite Citizens Bank’s sponsorship, all opinions and/or advice are provided by YoungAdultMoney.com. #sponsored. The cost of college keeps going up, which is one reason why we now have over $1.5 trillion in outstanding student loans in the United States. A majority of […]

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Why You Should Invest While You are in Debt

Why You Should Invest While You are in Debt

Everyone talks about the power of investing. You know you should be socking money away for your future, but how do you do that if you have debt? Should you even bother investing while you are in debt? This is a common question. With limited cash flow, it can be challenging to know exactly how […]

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College Grads – Here’s What You Need to Know about Your Student Loans

College Grads – Here’s What You Need to Know about Your Student Loans

This is a sponsored post on behalf of our friends at Citizens Bank Despite Citizens Bank’s sponsorship, all opinions and/or advice are provided by YoungAdultMoney.com. #sponsored . Most students give little time or attention to their student loans while they’re in school. And who can blame them? Between classes, working, and everything else in life, […]

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Manage your privacy

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