The debt snowball is often talked about as a powerful tool to pay off debt. But what is it really? Does it work? Is it the only way to pay off debt? In short, the snowball is a debt repayment method where you start by paying your smallest debt first. Once the first debt is […]
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Do you have a tax refund check coming your way? With the average tax refund being around $3,000, it may be tempting to blow that money on something fun. But instead, why not consider using your tax refund to better your finances? Here are 10 smart things you can do with your tax refund. […]
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You may have seen ads or heard about Ebates before. But what is Ebates really? Is it legitimate? Can you really earn cash back through it? We thought it would be helpful to share an Ebates review explaining what it is, how it works, and the pros and cons. Ebates offers cash back for online […]
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The road to financial dependence can seem long and difficult. It can take years to build a large savings account, pay off debt, or to save enough for retirement. When you look at the big picture, personal finance can seem downright overwhelming. Luckily, there are small steps you can take every day to better your […]
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Have you ever wondered what life would be like if only you earned more than your current salary? Would you lead a more extravagant life? Or at least, a more secure life? Life can turn frightening quickly if you don’t make enough money to cover your debt, or even your basic bills. You may live […]
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Have you ever had an “off” month financially, where several unexpected expense came up, leaving you desperately waiting for your next paycheck? Unfortunately, no matter how well we budget, there will always be uncontrollable expenses that arise. The good news is that we can expect to have unexpected expenses. By saving in an emergency fund […]
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At any given time, there are usually a few financial goals commanding your attention. The top concern for many people is getting rid of their debt. Debt can be a big drag to your financial future. Having it around can make it feel impossible to save money towards your other goals. Many people are having […]
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One of the biggest threats to your finances and monthly budget is impulse spending, the overwhelming urge you get to buy the shiny new thing you see in front of you. We’ve all been culprits of impulse spending. It could be small purchases here and there or excessively splurging on big ticket items like electronics. […]
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Did you know that only about 8% of goals are actually achieved? That’s research coming from the University of Scranton, that found that 92% of New Year’s goals are never met. Not exactly inspiring for those of us looking to achieve a financial milestone in the upcoming year. There is hope, however! There are a […]
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One of the common, recurring stressors in life is money. Sometimes expenses and circumstances come out of nowhere and knock us down. Almost everyone goes through difficult financial times at one point or another. In times of rising rents and debt levels, it can feel like an impossible feat to get ahead financially. Remaining optimistic […]
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