While it may still seem early, Christmas is coming – and fast. No matter the year, it seems like the holiday season sneaks up on just about everyone. Instead of being able to focus on spending the season with family and friends, many people find themselves stressed and wondering how to pay for gifts, travel, […]
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Many millennials are sabotaging their budget – and they may not even realize it. People tend to focus in on one aspect of their financial situation, such as their debt or income. They may not realize the power of their regular, day-to-day budget. Here is how people tend to sabotage their own budget and how […]
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As a financial writer, I’ve had the opportunity to try out dozens of different budgeting strategies throughout the years. Whether it’s digital tracking systems, spreadsheets, or even paper methods, I’ve tried it all. While some were total flops, there were several systems I tested that worked for me. Eventually, I narrowed down my budgeting strategy […]
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If you are a personal finance fiend, you may be familiar with both the debt avalanche and the debt snowball method of paying off debt. But if you’re not familiar, that’s okay. In short, both methods are strategies people use to pay off their debt, fast. In the debt avalanche, you pay down your highest-interest […]
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Target is one of the most popular stores in the country. They are well-known for their store cleanliness, friendliness, and general offerings. But if you’re anything like me, you tend to overspend while shopping at Target – they just always have more things you think you need! To save money, here are 7 hacks to […]
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It isn’t easy to get out of debt quickly when you have a small income. But it’s far from impossible. No matter how small your income or how big your debt, it is possible to be debt free. You just have to be honest with yourself, work consistently, and not give up. Here are 7 […]
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How different would your financial situation look if you had just $100 more a month? What about $500? Or even $1,000? Making more money is one of the fastest ways to transform your finances. Whether you’re in the process of paying off debt, saving for a house, or starting an emergency fund, making more money […]
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Raising kids is no easy feat. And if you’re doing it alone as a single parent? That is completely admirable. There’s no doubt that handling finances as a single parent is a major challenge. But one major plus of handling finances alone is that you make all of the financial decisions. There is no bickering […]
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Who wouldn’t want to save a few dollars here and there? Traditional coupons can certainly help to lower your expenses, but can be a hassle to use. Clipping coupons and planning out a shopping trip can take hours, causing some people to give up on coupons altogether. Fortunately, there are easier ways to save without […]
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Love and bliss and…finances? Yes, finances aren’t the most fun thing to talk about with your partner, but money is a major factor in most relationships. Just like you need to have compatible personalities; you also need to speak the same financial language. Whether you’re relatively new together or have been committed for quite some […]
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