This is a sponsored post on behalf of our friends at Citizens Bank. Despite Citizens Bank’s sponsorship, all opinions and/or advice are provided by YoungAdultMoney.com. #sponsored. We’ve all been there. We planned on getting up early and working out to kick our day off right. But when that alarm goes off our bed feels warm […]
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Following the holiday season, Americans found themselves with an average of $1,000 of debt in 2017, according to Magnify Money’s annual holiday debt report. Ouch. That’s a whole lot of debt for one month of festivities. While planning and budgeting before the holiday season can prevent a lot of financial woes, many people figure this […]
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The new year is an excellent time to consider new goals, including financial goals. However, most of us can agree that it’s difficult to accomplish our annual financial goals. Often, we suffer from burnout, doubt, and frustration. Luckily, there are plenty of financial goals you can accomplish in just a few months’ time. All you […]
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Housing costs are one of the most expensive parts of any budget. In fact, according to the US Bureau of Labor Statistics, the average person spends 37 percent of their take-home pay on housing-related expenses – ouch. Whether you’re looking to pay off debt, save for retirement, or simply more wiggle room in paying the […]
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Looking for a new way to budget? You may want to consider trying the 50-30-20 Budget. What is the 50-30-20 Budget? It’s a budget popularized by Senator Elizabeth Warren, who wrote about it in her book All Your Worth – the Ultimate Lifetime Money Plan. The basics of the 50-30-20 Budget breaks down your take-home […]
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The new year is sneaking up on us – are you ready? Prepare for 2019 by making these 9 money moves before the end of the year. 1) Organize any Tax Documents you Receive Tax documents will come pouring in before you know it. If you haven’t already, now is the perfect time […]
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No one likes to be stressed. And unfortunately, money can be a huge source of stress if you aren’t careful. Whether it’s an unexpected expense, a job loss, or inability to meet your savings goals, money stress is real, and it can completely derail you. Fortunately, while you can’t avoid every money woe, there are […]
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Claiming responsibility over your own finances is hard enough, but what happens when you start sharing expenses with your significant other? Whether you’re dating or married, as a couple, it is likely you have quite a few shared expenses. For both of your sake, you will want to ensure you have a joint budget, so […]
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Need a little extra cash every month? Look no further than side hustles. Side hustles are a powerful way to make additional income outside of your 9 to 5 job. However, since you’re typically making money without having taxes taken out of your earnings, there are quite few more steps that you need to do […]
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If you’re interested in bettering your finances, chances are, you’ve attempted quite a few different types of systems to keep track of your money. With all of the trackers, apps, and other financial tools, it’s hard to know where to start. Most people have tested out spreadsheets a time or two as a means to […]
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