Friends, as a converted and frankly evangelical budgeter, I am here to tell you the deep dark magical mystical secret of budgeting. The ONE CRAZY TRICK that will allow you — yes, you with the entry-level job and the student loan payments — to start a successful budget when you’ve never been able to do […]
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Lately I’ve been writing a lot about the importance of your credit score. All kinds of things impact your credit score, such as the way you use credit cards and the amount of debt you have. But you can’t work on building your credit score unless you know what’s on your credit report. Credit reports […]
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Being your own boss sounds like a dream to most people. You can work from home (or anywhere in the world), set your own hours, work on what you want with clients you like, and enjoy a ton of flexibility. While there are certainly many upsides to self-employment, there are still downsides to being a […]
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Oh boy, do I have a lot to say on this topic. And pretty much all of it boils down to “don’t do what I did when I was a recent grad.” I’m pretty old for someone writing on “Young Adult Money” (37!!!!) and I really wish sites like this had been around back when […]
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As most of you probably know, moving isn’t cheap, but it’s been somewhat of a goal of mine to explore living in different cities in the US, and I definitely don’t feel like settling down just yet. So about a month ago, I got to experience the joy of moving yet again…and all the unexpected […]
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Over the past three years my wife and I have proactively made use of credit card rewards to travel for free or cheap. Whether it’s a weekend away or a longer trip, travel rewards credit cards have helped us save thousands of dollars. In 2016 we are focusing on hotel credit card rewards for the […]
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Travel hacking has become a buzzword in recent years and there are plenty of articles out there about the best travel rewards cards, items that make traveling easier, and plenty of other travel hacking tips. But with so much information at our disposal, where do we start? It’s a smart idea, before you start signing […]
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A few weeks ago I wrote about common budgeting mistakes and one thing that came up a lot in the comments was the importance of tracking your expenses. I could not agree with this more. Tracking what I spend every day, week, and month shows me what I actually spend and not what I wish […]
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Everyone knows that I think side hustles are great tools for increasing your income and getting in a better place financially. But that doesn’t mean I suggest going into a side hustle blind, nor do I think it is necessarily the easiest way to get into a better place financially. One thing I talk about […]
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One of the questions I get from fellow freelancers, especially those new to managing their own workload, is: What tools help me manage my business? Over the past two years, I’ve given a few a try, and I’ve also used several for clients. Whether you’re looking for tools that can help you manage a website, […]
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