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I Can Afford to Pay Off My Student Loans, But I Won’t: Here’s Why

I Can Afford to Pay Off My Student Loans, But I Won’t: Here’s Why

  Using a combination of investments, savings, and equity in our home, my wife and I could pay off all of our student loans. But we won’t. This may sound odd. After all, who wouldn’t want to be done with student loan debt forever? It’s a fair question, but pulling tens of thousands of dollars […]

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SoFi Invest Review 2020

SoFi Invest Review 2020

  When you think of the company SoFi you probably think of student loan refinancing. And that’s to be expected, since that is where SoFi got started (see our SoFi student loan refi review). But SoFi has since expanded their offerings. Not only can you refinance your student loans with SoFi, you can also open […]

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20+ Productive Things to Do at Home During COVID

20+ Productive Things to Do at Home During COVID

  The world has changed since COVID. Everyone has had a different experience, but one thing many can relate to is being stuck at home. Sporting events, concerts, and many social activities have been put on hold until there is a vaccine or some intermediate treatment that can provide us with antibodies to fight COVID. […]

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Best 0% APR Credit Cards of September 2020

Best 0% APR Credit Cards of September 2020

  One reason why people struggle to get out of credit card debt is because of the high interest rate that the cards typically come with. Double-digit interest rates on credit cards is standard, and 20%+ is not uncommon. Credit cards with a 0% APR period allow you to pay no interest for a limited […]

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When to Use a Personal Loan to Pay off Credit Card Debt

When to Use a Personal Loan to Pay off Credit Card Debt

  Credit card debt can be tough to deal with. Credit card debt typically comes with a high interest rate, and it can be difficult to make a dent in the balance. In an effort to pay off credit card debt sooner than later, many people opt to Get a free rate quote on their […]

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Banks with High Interest Rates on Savings Accounts September 2020

Banks with High Interest Rates on Savings Accounts September 2020

  Ever since I ditched my bank’s 0.01% interest rate for a savings account at a bank with a high interest rate savings account, I’ve been receiving $500 more a year in interest. That’s a huge difference! Possibly the easiest $500 I will make each year. Even if you don’t have a full emergency fund, […]

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How Marriage Impacts Your Student Loans

How Marriage Impacts Your Student Loans

  When you think about all the things getting married impacts, student loans likely aren’t one of the first things you would think of. Believe it or not, for some borrowers marriage can have a big impact on their student loans. In some cases making certain decisions on how you repay your student loans during […]

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How to Find a New Job During COVID

How to Find a New Job During COVID

  As the Coronavirus pandemic continues, there is some uncertainty as to what the future of the workforce will look like. And unfortunately, many people are still either temporarily furloughed or laid off from work. Others may feel trapped in the jobs they do still have. But now for the good news. Although unemployment rates […]

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Should You Start a Blog During COVID?

Should You Start a Blog During COVID?

  As I write this we are more than four months into COVID having a deep impact on the United States. We’ve learned a lot about COVID during that time, but at the same time we are still far from having certainty about many things. I’ve personally accepted the fact that social distancing and mask-wearing […]

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8 Ways to Make Money When You’re Bored

8 Ways to Make Money When You’re Bored

Do you spend your free time surfing the internet or television? Do you feel like you’re “wasting” time? We are all guilty of not making the most of our downtime, but what if I told you that you could start earning extra money when you’re bored? There are numerous ways to make money in your […]

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