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10 Reasons Why You Can’t Get Ahead Financially

10 Reasons Why You Can’t Get Ahead Financially

Do you feel like you are constantly stuck in a financial rut? Maybe you are living paycheck to paycheck, or maybe you just never seem to be able to build up a savings or pay off debt. What do you have to do to get ahead? There are many reasons why you may not be […]

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Why You Should Spend Like You’re Broke

Why You Should Spend Like You’re Broke

I’m not rich by any means, but one word of advice: “it’s not about how much you save; it’s about how much you keep.” I found this quote online a couple weeks ago. And it couldn’t be any further from the truth. Say you’ve got more money coming in. You’ve earned a promotion at work. You’ve […]

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Why I’m Building a Freelance Business Instead of an Emergency Fund

Why I’m Building a Freelance Business Instead of an Emergency Fund

What would you do if you were to lose your job? What would you do if the income from your job wasn’t enough to help you reach your financial goals? When people lose their jobs, one of two things usually happens. You may go into full on panic mode, scrambling to figure out how you’re […]

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How to Have Hobbies Without Going Broke

How to Have Hobbies Without Going Broke

Hobbies are a vital part of achieving a balanced life. Hobbies provide an opportunity to wipe out stress, enjoy ourselves, and give us sanity. All to often, however, we often only see the cost of hobbies, which can be particularly difficult to come to terms with while paying off debt or bettering our finances. You […]

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Keep Healthcare Costs Low with These Money Saving Tips

With the political battle over healthcare in the US surging forward, many Americans are left to wonder if they’ll have insurance in a few years – and how much it will cost. It goes without saying that paying for healthcare services is expensive. With prices only getting worse and the options for affordable healthcare diminishing, […]

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How I Pay Off My Debt While I’m Still In School

How I Pay Off My Debt While I’m Still In School

A lot of my friends don’t like me. And it’s not because I’m bossy or arrogant. It’s just because I’m not even in my senior year and I’m already trying to pay off my debt. They already know that I’m going to turn them down when they invite me to do anything that costs a […]

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Not Investing At All? Here’s What You Are Sacrificing

Not Investing At All? Here’s What You Are Sacrificing

Saving money is important. Having a diligent savings habit helps you reach your goals, get the things you want, and feel secure. Most people, even ones who aren’t “natural savers”, know the importance of saving money. Having a money cushion to assist you in times of emergency or a pop-up expense can be a lifesaver. […]

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All About ChexSystems

After a long day at work, you decide to pull out that overdue task list. At the top of the page is a reminder to open a checking account at a local community bank. They’re offering a $250 bonus to all new customers and you can certainly use the extra cash. So, you apply and […]

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The #1 Thing That Prevents People From Financial Freedom

The #1 Thing That Prevents People From Financial Freedom

We have all read the headlines. “How This Couple Paid Off $50,000 of Debt in One Year,” and et cetera. More often than not, people who reach financial success are simply normal people. They may not have an outrageously high income, but they also likely don’t own the nicest and newest items. How is it […]

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7 Inexpensive Date Ideas

7 Inexpensive Date Ideas

I remember watching that one episode of the Cosby Show where Bill was teaching Theo about the price of life using monopoly money. For things like food, clothing, and other necessities, Bill took chunks of Theo’s money to explain how life and money works. After almost all his money was taken from Bill the collector, […]

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