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7 Tips for Paying Off Debt on a Low Income

7 Tips for Paying Off Debt on a Low Income

It isn’t easy to get out of debt quickly when you have a small income. But it’s far from impossible. No matter how small your income or how big your debt, it is possible to be debt free. You just have to be honest with yourself, work consistently, and not give up. Here are 7 […]

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Have Private Student Loans? Here’s How You Can Save Money

Have Private Student Loans? Here’s How You Can Save Money

This is a sponsored post on behalf of our friends at Citizens Bank. Despite Citizens Bank’s sponsorship, all opinions and/or advice are provided by YoungAdultMoney.com. #sponsored. The cost of college keeps going up, which is one reason why we now have over $1.5 trillion in outstanding student loans in the United States. A majority of […]

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This is How Financial Advisors Charge

This is How Financial Advisors Charge

Do you have a financial advisor? If so, do you know how he or she charges? Whether you have a financial advisor or have just begun considering hiring one, there are a few things you need to know. Not only is it vital to find a financial advisor who can provide you the performance and […]

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Should You Be Tracking Your Net Worth?

Should You Be Tracking Your Net Worth?

You have probably heard of the financial term “net worth.” You may be wondering how you can calculate your net worth, and if you actually should track it. Your net worth is simply your assets minus your liabilities. Assets include things like: Cash Home equity Retirement accounts and other investments Vehicle equity, if you choose […]

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10 Ways to Make More Money

10 Ways to Make More Money

How different would your financial situation look if you had just $100 more a month? What about $500? Or even $1,000? Making more money is one of the fastest ways to transform your finances. Whether you’re in the process of paying off debt, saving for a house, or starting an emergency fund, making more money […]

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How to Ask for Higher Pay Even if You Are Scared

How to Ask for Higher Pay Even if You Are Scared

I’ve always dreaded asking for anything I want. I hate asking for help, even when I know I can’t do it alone. Heck, I can barely even work up enough courage to ask my server for a beverage refill. So when it comes to negotiating, it’s pretty much the last thing on the entire planet […]

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What’s the Difference Between a Tax Deduction and a Tax Credit?

What’s the Difference Between a Tax Deduction and a Tax Credit?

Taxes are one of the most complicated parts of being an adult. No one really teaches you how to do taxes – you’re just expected to know what you’re doing. You may hear certain tax terms thrown around, but do you know what they really mean? If not, that’s okay! Taxes are complicated, but that’s […]

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Why You Should Invest While You are in Debt

Why You Should Invest While You are in Debt

Everyone talks about the power of investing. You know you should be socking money away for your future, but how do you do that if you have debt? Should you even bother investing while you are in debt? This is a common question. With limited cash flow, it can be challenging to know exactly how […]

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Saving Money for Single Parents

Saving Money for Single Parents

Raising kids is no easy feat. And if you’re doing it alone as a single parent? That is completely admirable. There’s no doubt that handling finances as a single parent is a major challenge. But one major plus of handling finances alone is that you make all of the financial decisions. There is no bickering […]

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College Grads – Here’s What You Need to Know about Your Student Loans

College Grads – Here’s What You Need to Know about Your Student Loans

This is a sponsored post on behalf of our friends at Citizens Bank Despite Citizens Bank’s sponsorship, all opinions and/or advice are provided by YoungAdultMoney.com. #sponsored . Most students give little time or attention to their student loans while they’re in school. And who can blame them? Between classes, working, and everything else in life, […]

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