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14 Creative and Cheap Alternatives to Christmas Gifts

14 Creative and Cheap Alternatives to Christmas Gifts

  The holiday season is gearing up. Are you ready? With Christmas gifts, holiday cards, travel plans, corporate parties, and more, it can be an overwhelming, not to mention expensive, time of year. Luckily, you have control over one of the most notoriously expensive parts of Christmas – gift giving. Here are 14 creative and […]

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The Most Popular Side Hustles According to Research

The Most Popular Side Hustles According to Research

We hear about side hustles all the time, but have you ever wondered what people are actually doing to make money on the side? I’m a big fan of research because it’s data-driven and objective. When it comes to side hustles the two biggest questions are: how many are doing them and what are they […]

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10 Free Things on the Internet You Should be Using

10 Free Things on the Internet You Should be Using

When you stop and think about it, we live in a pretty amazing time. We basically have unlimited access to a ton of information right at our fingertips, thanks to the internet. What’s even better is that the majority of this information is free. So if you want to get resourceful, finding free alternatives to […]

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Why POE Ring Cameras are Better than WiFi Ring Cameras

Why POE Ring Cameras are Better than WiFi Ring Cameras

Ten or so years ago it wasn’t common to have home or apartment security cameras. They were either cost prohibitive, overly complex, or both. Ring is one of the companies that changed that. Most people are familiar with Ring because of the Ring Video Doorbell, but they also offer a wide range of other products […]

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What is the New Biden Student Loan Repayment Plan 2023?

What is the New Biden Student Loan Repayment Plan 2023?

The Biden administration recently announced a new proposed student loan repayment plan that, according to the Department of Education, will provide millions of borrowers with lower required monthly payments and increase the speed of student loan forgiveness. Technically this proposal revises an existing plan, not an entirely new plan. Let’s dive into what the details […]

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How to Track Your Student Loans in a Spreadsheet

How to Track Your Student Loans in a Spreadsheet

Student loans can be complex. Annoyingly complex. Even painful. All the emotions. There is no magical way to get rid of them quickly, especially if you have a lot of them. The one thing you can do, though, is feel in control. To do that you need to get organized. The best way to get […]

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Student Loan Income-Driven Repayment Plans Explained

Student Loan Income-Driven Repayment Plans Explained

Feeling out of control with how much you are required to pay every month towards your federal student loans? Then you may want to consider other options. For anyone with federal student loans, you have a few different choices when it comes to your repayment. Income-driven repayment plans were created to help borrowers potentially lower […]

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12 Productive Things to Do On Your Laptop in Your Spare Time

12 Productive Things to Do On Your Laptop in Your Spare Time

  Have you ever looked at the clock after dinner and wondered how in the world it’s 10pm when it feels like you just got off of work an hour ago? I know I have. Minutes, days, and months all seem to fly by lately. Before we know it, half the year is gone, and […]

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Why an HSA is the Absolute Best Retirement Account

Why an HSA is the Absolute Best Retirement Account

I’m making a bold statement today: An HSA is the absolute best retirement account. Not taking full advantage of an HSA – or Health Savings Account – can be a costly mistake for those who are in the financial position to contribute to one. There is a general lack of information about the advantages that […]

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Top Travel Rewards Credit Cards December 2022

Top Travel Rewards Credit Cards December 2022

  Nine out of ten of the people I talk to have a goal of traveling more. This isn’t surprising. We are inundated with Instagram pics of people visiting cool locations all over the world. In Minnesota where we have brutal winters, a pic from a beach can instantly cause wanderlust (and jealousy). The main […]

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