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Dreams Should Be Mixed With Reality

Dreams Should Be Mixed With Reality

Today I am going to talk about a rather broad and ambiguous (but important, nevertheless) topic: Dreams and Reality. Now I’m all for dreaming of doing big things in life. I want to have a nice-sized house some day that is a comfortable home for my family (which as of now consists of my wife […]

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5 Unexpected Expenses to Save For

5 Unexpected Expenses to Save For

The unexpected happens. Something breaks and needs to be replaced. Things end up costing more than we expected. The list goes on and on. Some of the most stressful financial situations are those that arise unexpectedly. The best thing we can do in these situations is take a deep breath and realize these things happen […]

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The Triple Tax Advantage of Health Savings Accounts (HSA)

The Triple Tax Advantage of Health Savings Accounts (HSA)

Today I want to discuss the “triple tax advantage” offered by Health Savings Accounts (HSA). With most of the key provisions of the ACA effective Jan. 1, 2014. Health Savings Accounts are tax-advantaged medical savings accounts. Similar to retirement accounts, HSAs offer both a savings vehicle for future expenditures as well as some nice tax […]

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I joined the “Millionaire Club”

I joined the “Millionaire Club”

A fun little thing that J. Money over at Budgets Are Sexy started was the Million Dollar Club. Essentially all you have to do to join the club is write a millionaire “to do” list. This should include realistic goals that will help your net worth reach a million dollars. If someone told me they […]

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How to Make Money on Twitter

How to Make Money on Twitter

Today I am going to tell you the easiest way to make money on twitter. But first a little background. I first got started on twitter three years ago (@DavidCarlson1). It was something new and different. I am incredibly blessed by all the connections I have made through my participation. I have a lot (a […]

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Do NOT Use Deal Sites for Hotel Coupons

There are good deals and there are bad deals. Today I have a story about two bad deals that my wife and I bought into using a discount site called Crowd Cut. Some background: Crowd Cut is one of those start up coupon/discount sites that try to mimic companies like GroupOn. Crowd Cut currently only […]

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Use Spotify – Save Money

Use Spotify – Save Money

Today I’m posting about Spotify, one of my absolutely favorite “new” companies. I first heard about Spotify about eight or nine months ago. I’ve been a paying user for about 6 months now, and I absolutely love how they are transforming the music industry and the way people listen and share music. Spotify essentially is […]

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How I Saved over $700 on a CT Scan

How I Saved over $700 on a CT Scan

Health care costs are dangerous for a couple reasons: 1) They can be unexpected 2) They can add up quick While there are thousands of stories of how health care costs have burned holes in people’s wallets, today I have a positive story of how I worked the system to save over $700 on a […]

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Borrowing Against Your 401k to Finance a Down Payment

Today I want to discuss an additional source of money for a down payment on a house that people often do not think of: your 401k. Taking money out of your 401k is one of the major “sins” of personal finance; you just don’t do it. Your 401k is meant to be spent in retirement […]

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10 Tips for College Students Majoring in Business – Part 2

If you missed part 1, check out the first five tips here. Today I have five more tips for college students that are business majors: 6) Take class projects seriously When interviewers ask you for examples of times you have worked in a team, or done analysis, etc. your answer is the projects that you […]

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