More people are renting than buying today compared to historical trends, but most renters eventually want to buy a home. If you are currently a renter but are looking to eventually buy a home, you need to save for a down payment. Depending on your cash flow, this can potentially take a long time. […]
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A few years back student loan refinancing wasn’t something that most people heard about. That’s not the case today. The student loan refinancing industry has exploded. According to LendEDU, private student loans now total approximately $100 billion. Driving the trend towards more and more private student loans includes: Cost of College – As the […]
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“You don’t budget? But don’t you talk about the benefits of budgeting all the time? What gives?” This is the general reaction I get when I tell people that my wife and I don’t budget, and we haven’t for years. First off, I do think that keeping a budget is a key first step […]
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Most first-time home buyers have entertained the idea of buying a fixer-upper. This trend is partially due to the fact your money can go much further when you buy a home that needs work. I also blame HGTV and their numerous shows with mind-boggling number of episodes showing homes being renovated. My wife and […]
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If you read blogs and articles about pursuing financial independence, many writers will put entrepreneurship on a pedestal while looking down on a traditional 9-5. There are many reasons for this, one being the fact that many of these writers are inherently biased against 9-5 jobs. They themselves likely want to be a solopreneur, […]
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Millions of Americans are benefiting from credit card rewards. Credit cards offer a variety of rewards including cash back on purchases, airline miles that can be redeemed for flights, and points that can be redeemed for things like travel and gift cards. This isn’t an exhaustive list, though, as some cards offer extra perks […]
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I bought my first home at twenty-four. It was a fixer-upper that was livable, yet it was clear everything would need updating over the course of the next five-to-ten years. Looking back I think it’s safe to say I jumped into home ownership instead of carefully weighing the pros and cons. I didn’t think […]
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There are thousands, and thousands, and thousands, of blogs and articles out there with titles along the lines of “Learn how John and Jane paid off $120k of debt in 16 months!” If you click on these stories, though, 99% of the individuals and couples highlighted either have a high income, a dual income […]
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Millennials face a ton of financial challenges. Student loan debt. Wage stagnation. High cost of living. High cost of childcare. Credit card debt. The list goes on and on. Of all the financial pressures that millennials face, nothing quite compares to health care, specifically the cost of health care and how it is currently […]
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You finished all your work. Your manager is busy. You don’t have anything else assigned to you that needs to get done. You don’t know what you should do next. You’re bored. Many corporate office workers have found themselves in this situation. It could be because you are new to the team or company, […]
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