This post is about investing, but I first want to recognize that even having the cash flow to invest is a big hurdle for many. Over the past couple decades wages have grown at a slower pace than the cost of living. It’s also become the norm to graduate with student loan debt, which […]
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I’ve been saying it for a long time: whenever you make a purchase online, you should be getting cash back rewards. This is also true for in-store purchases, though these purchases are typically limited to cash back from credit cards. Today I want to go over a simple way to “double-dip” cash back rewards, […]
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When you hear about side hustles, most of the focus is around paying off debt faster. This should come as no surprise, as most Americans – especially millennials – have a lot of debt. From credit card debt to student loans to mortgages, Americans have taken on a lot of debt. Side hustles are […]
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Massive student loan debt has become a huge challenge for graduates and there is no sign of the cost of college slowing down. Many millennials, who either incurred a lot of student loan debt or know someone who did, are now having children. Not surprisingly these parents are concerned about their children potentially incurring […]
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How good – or bad – your credit score is can have a big impact on your money. The most obvious impact it can have is on your ability to take out loans, but it goes beyond simply qualifying for one. The better your credit score, the better the rate you will get on […]
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In August, for the first time ever, there was more money in passive index funds than in actively managed funds. I think this is a good trend, as I practically beg new investors to keep it simple. The easiest way to keep it simple is by not investing in individual stocks. There are also […]
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If you spend even just a couple of years in corporate you likely will catch on to the fact that a lot of skills are transferable across different corporate functions. Yes, someone who works in finance is going to have specialized skills for their area, just like someone in marketing or human resources will […]
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“Don’t count on loan forgiveness – it doesn’t work!” “It doesn’t sound like loan forgiveness is a thing. Didn’t you see that 99% of people get rejected?” There is a ton of negativity around Public Service Loan Forgiveness. Many are telling people there is no way they will get loan forgiveness. But in reality, […]
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For years security experts have been giving the advice of not posting on social media when you travel. It makes sense. If you let others know you are out of town, it can make your home a target. I’ve always thought this was unrealistic, though. Even before the time of Snapchat and Instagram stories, […]
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I’m cynical when it comes to banks. After all, the actual product a bank offers is not unique. It’s a highly regulated product, too, and virtually every bank is FDIC insured up to $250k, meaning even if the bank goes belly-up you will be able to recover up to $250k. There are some ways […]
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