What is minimalism? All the time, we hear stories of people selling nearly all of their belongings, rarely buying anything new, and moving into a tiny house. Does minimalism have to be that extreme? Minimalism is the practice of living with less. Everyone has a different interpretation of what “less” means to them. The goal […]
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Budgeting. Many people have come to fear the word. When you think of budgeting, missing out on nights out, eating rice and beans, or couponing might come to mind. Or you may think of receipts, cash envelopes, and endless budgeting meetings with your partner. Is there a way to make budgeting less painful? Or, better […]
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Ten years ago, working from home was not really an option. Most working individuals had to wake up, get the family ready, and commute to work, regardless of what their job was. Now, working from home is not only realistic, but it’s desirable. Some people like the idea of cutting out their commute entirely, while […]
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For anyone who has taken an in interest in personal finance, you’ve likely considered how living a frugal life might lower your monthly expenses. And it’s true. In theory, the idea of spending less leaves you with more money in savings at the end of the month. But is frugality really worth it? In many, […]
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There is never a shortage of good deals offered on Black Friday. Electronics, clothing, gifts items, and even cars are offered at steep discounts. But aside from finding holiday gifts for your friends and family, Black Friday is also the perfect time to find deals for wedding supplies. While most stores have not yet announced […]
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With the holidays right around the corner, now is the time to start thinking about travel plans, gift ideas, hosting arrangements, and charitable giving. While this may be the best time of year in the eyes of many, it can also be the worst time of year on our budgets if we aren’t careful. According […]
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As the holidays quickly approach, you might be starting to think about what to give as gifts. While there are many options you can give for gifts, many people – like me – appreciate practical gifts that they can truly use. I have a large family, and it can be challenging to shop for all […]
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There is no shortage of ways to make money on the side. Whether it is blogging, freelance writing, pet sitting, woodworking, or one of these side hustle ideas, it is very possible to make income in addition to your regular 9-5 take home pay. While the extra income earned from side hustles can be life-changing, […]
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It is no secret that most Americans are not preparing themselves adequately for retirement. In fact, according to the U.S. Census Bureau, less than one third of American people are saving money in an employer-sponsored retirement account. Further, according to the Federal Reserve, the average working American couple has less than $5,000 saved for retirement. […]
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The path to financial freedom is not easy, and at times, it can become all-consuming. When working towards paying off debt, we can find ourselves with blinders on, and we often forget to have fun along the way. With a little creativity and prioritization, you can still have fun while you’re paying off debt. You […]
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