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Kristi

Kristi

Kristi Muse is a freelance writer, blogger, police officer’s wife, and millennial mom to two beautiful children. To read more about how she tries to live a balanced life, visit her website moderatemuse.com or follow her on twitter @moderatemuse.
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Other Posts By Kristi

12 Ways to Give Back that Don’t Involve Donating Money

12 Ways to Give Back that Don’t Involve Donating Money

This post is by our regular contributor, Kristi. Choosing an organization to donate to can feel overwhelming, if not impossible. Especially with the holidays coming up, many people feel the need to reach out to their communities and donate to an organization in some way. It’s hard to choose an organization though, when it feels […]

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How to Keep Wedding Costs Down

How to Keep Wedding Costs Down

This post is by our regular contributor, Kristi.  The average wedding costs about $26,444 in the United States. Almost $27,000! That number is astounding to me. Can you say down payment on a house? How about a brand new car instead? Of course that number is the average, meaning that it is skewed by insanely […]

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7 Ways to Make Quick Money Online in Your Free Time

7 Ways to Make Quick Money Online in Your Free Time

This post is by our regular contributor, Kristi.  Do you spend your break time at work by mindlessly perusing the internet? Do you ever find yourself aimlessly perusing blogs and websites and then realizing that you have “wasted” an hour or more of your time? I know I’m guilty on occasion. Not every waking moment […]

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5 Reasons to Love Savvy Spreadsheets Super Starter Budget

5 Reasons to Love Savvy Spreadsheets Super Starter Budget

This post is by our regular contributor, Kristi. Budgets. Some finance nerds love and swear by them. Others see budgets as a huge waste of time. Most people probably fall somewhere in between the two ends of the budget spectrum, neither loving them nor swearing them off completely. No matter where you fall on the […]

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7 Practical Ways to Improve Your Long Term Finances

7 Practical Ways to Improve Your Long Term Finances

This post is by our regular contributor, Kristi. Do you feel like you’re struggling with your daily finances? If you are living paycheck to paycheck, burdened by debt, or just feeling stuck in a rut and not making any strides towards your financial goals, then you’ll want to shake things up a bit and reassess […]

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How Often Should Couples Discuss Finances?

How Often Should Couples Discuss Finances?

This post is by our regular contributor, Kristi. Couples fight. It’s only natural to bicker with someone you spend so much time with. Sometimes the fights are over silly things, like which way the toilet paper should face (over the top, in case you had any confusion), or where to load bowls in the dishwasher […]

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10 Ways to Stay Busy When You’re Bored at Work

10 Ways to Stay Busy When You’re Bored at Work

This post is from our regular contributor, Kristi. It’s funny how some days at work you feel absolutely slammed with projects, and others you feel left with nothing to do but twiddle your thumbs. Considering that most people spend 30% of their day at work, that’s a lot of time to kill when you’re bored and […]

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3 Reasons Delayed Gratification Boosts Your Finances

3 Reasons Delayed Gratification Boosts Your Finances

This post is from our regular contributor, Kristi. Most children are taught the merits of delayed gratification in preschool and Kindergarten. We’re taught that you need to earn the things you want through hard work, patience, and attention to detail. Good things come to those who wait, so wait your turn, and you’ll reap the […]

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10 Financial Benefits of Homeownership

10 Financial Benefits of Homeownership

This post is from our regular contributor, Kristi. Homeownership can sometimes feel like the money-sucking black-hole of finances. Foundations crack, termites eat your structure, pipes burst, and wiring fails…the list is endless. No matter how much time, effort, and money you put into the property, things keep breaking. There’s no question that homes require a […]

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3 Reasons Millennials Should Invest in Dividend Stocks

3 Reasons Millennials Should Invest in Dividend Stocks

This post is from our regular contributor, Kristi.  Dividend payouts are a way for companies to reward shareholders who invest with them, and they also generate trust with shareholders that their company is profitable. Dividend stocks pay a portion of the company’s earnings back out to the shareholders. As with all areas of the stock […]

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Click below to consent to the above or make granular choices. Your choices will be applied to this site only. You can change your settings at any time, including withdrawing your consent, by using the toggles on the Cookie Policy, or by clicking on the manage consent button at the bottom of the screen.

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