• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
  • Start Here
  • Work with David
  • Our Services
  • Contact
Young Adult Money

Make more. Save more. Live better.

  • Blog
  • Credit Cards
    • Rewards
    • Cash Back
    • Travel
    • Airlines
    • Hotels
    • Balance Transfer
    • Student
    • Business
  • FREE Budget Spreadsheet
  • FREE Student Loan Spreadsheet
This Just In... Check out the latest travel rewards credit card offers

David Carlson

David Carlson

David Carlson is the founder of Young Adult Money. He is a nationally recognized speaker and the author of Student Loan Solution (2019) and Hustle Away Debt (2016). His opinions have been featured on such media outlets as The New York Times, The Washington Post, Cheddar, NBC's KARE11, and more.
Connect:

Other Posts By David Carlson

The Triple Tax Advantage of Health Savings Accounts (HSA)

The Triple Tax Advantage of Health Savings Accounts (HSA)

Today I want to discuss the “triple tax advantage” offered by Health Savings Accounts (HSA). With most of the key provisions of the ACA effective Jan. 1, 2014. Health Savings Accounts are tax-advantaged medical savings accounts. Similar to retirement accounts, HSAs offer both a savings vehicle for future expenditures as well as some nice tax […]

Read More >>
I joined the “Millionaire Club”

I joined the “Millionaire Club”

A fun little thing that J. Money over at Budgets Are Sexy started was the Million Dollar Club. Essentially all you have to do to join the club is write a millionaire “to do” list. This should include realistic goals that will help your net worth reach a million dollars. If someone told me they […]

Read More >>
How to Make Money on Twitter

How to Make Money on Twitter

Today I am going to tell you the easiest way to make money on twitter. But first a little background. I first got started on twitter three years ago (@DavidCarlson1). It was something new and different. I am incredibly blessed by all the connections I have made through my participation. I have a lot (a […]

Read More >>

Do NOT Use Deal Sites for Hotel Coupons

There are good deals and there are bad deals. Today I have a story about two bad deals that my wife and I bought into using a discount site called Crowd Cut. Some background: Crowd Cut is one of those start up coupon/discount sites that try to mimic companies like GroupOn. Crowd Cut currently only […]

Read More >>
Use Spotify – Save Money

Use Spotify – Save Money

Today I’m posting about Spotify, one of my absolutely favorite “new” companies. I first heard about Spotify about eight or nine months ago. I’ve been a paying user for about 6 months now, and I absolutely love how they are transforming the music industry and the way people listen and share music. Spotify essentially is […]

Read More >>
How I Saved over $700 on a CT Scan

How I Saved over $700 on a CT Scan

Health care costs are dangerous for a couple reasons: 1) They can be unexpected 2) They can add up quick While there are thousands of stories of how health care costs have burned holes in people’s wallets, today I have a positive story of how I worked the system to save over $700 on a […]

Read More >>

Borrowing Against Your 401k to Finance a Down Payment

Today I want to discuss an additional source of money for a down payment on a house that people often do not think of: your 401k. Taking money out of your 401k is one of the major “sins” of personal finance; you just don’t do it. Your 401k is meant to be spent in retirement […]

Read More >>

10 Tips for College Students Majoring in Business – Part 2

If you missed part 1, check out the first five tips here. Today I have five more tips for college students that are business majors: 6) Take class projects seriously When interviewers ask you for examples of times you have worked in a team, or done analysis, etc. your answer is the projects that you […]

Read More >>

10 Tips for College Students Majoring in Business – Part 1

My day job is an accountant at a large corporation. I double majored in finance and political science, but actually graduated one class shy of the polysci major (more on that in a future post), so I technically have a B.A. in finance with a minor in political science. I thought it would be fun […]

Read More >>

Adjusting to the “New” Economy

In today’s world, the reality is that things change rapidly. Advances in technology make information readily available, and social media ensures the rapid spread of that information. Companies rise and fall as they become irrelevant and unable to adjust to new realities. Myspace. Best Buy. Borders. Blockbuster. The examples are endless. Because of this rapid […]

Read More >>
« Previous Page
Next Page »

Primary Sidebar

Credit Cards

  • Best Travel Rewards Cards
  • Best Balance Transfer Cards
  • Best Cash Back Credit Cards
  • Best Business And Side Hustle Credit Cards
  • Best Student Credit Cards

Start a Blog:

How to Start a Blog that Makes Money
 

Top Posts

  • 15 Ways You Can Make Money From Your Computer Right Now
  • When You Should and Shouldn’t Refinance Student Loans
  • How Much Money You Will Need to Make $1,000 in Dividends

Free Spreadsheets & Downloads

  • Free Automated Budget Spreadsheet
  • Student Loan Repayment Spreadsheet
  • The Ultimate Personal Finance Checklist
  • 401k Spreadsheet to Analyze your Options
  • Wedding Budget Spreadsheet
  • 52 Week Money Challenge Spreadsheet and Printable

First Chapter Free!

Join our online community and receive the first chapter of Student Loan Solution absolutely FREE.

If you don't see the email in your inbox, please check your spam folder.

Connect:

Categories:

Search:

Get the New Book!

Student Loan Solution: 5 Steps to Take Control of Your Student Loans and Financial Life is available on Amazon by clicking here, or by clicking on the graphic below.

Make more. Save more. Live better.

Site Directory:

  • About
  • Contact
  • Advertise
  • Recommendations
  • Finance Tools
  • Credit Cards
  • Insurance
  • Banking
  • Investing

Disclaimer | Privacy Policy

Feedback? Questions?
Contact us and let us know what you think.

Connect:

Search This Site:

Copyright © 2012–2025 Young Adult Money, LLC / All Rights Reserved
Designed by LizTheresa.com / Developed by Nuts and Bolts Media

Manage your privacy

To provide the best experiences, we and our partners use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us and our partners to process personal data such as browsing behavior or unique IDs on this site and show (non-) personalized ads. Not consenting or withdrawing consent, may adversely affect certain features and functions.

Click below to consent to the above or make granular choices. Your choices will be applied to this site only. You can change your settings at any time, including withdrawing your consent, by using the toggles on the Cookie Policy, or by clicking on the manage consent button at the bottom of the screen.

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Statistics

Marketing

Features
Always active

Always active
Manage options Manage services Manage vendors Read more about these purposes
Manage options
{title} {title} {title}
Manage your privacy

To provide the best experiences, we and our partners use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us and our partners to process personal data such as browsing behavior or unique IDs on this site and show (non-) personalized ads. Not consenting or withdrawing consent, may adversely affect certain features and functions.

Click below to consent to the above or make granular choices. Your choices will be applied to this site only. You can change your settings at any time, including withdrawing your consent, by using the toggles on the Cookie Policy, or by clicking on the manage consent button at the bottom of the screen.

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage vendors Read more about these purposes
Manage options
{title} {title} {title}