• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
  • Start Here
  • Work with David
  • Our Services
  • Contact
Young Adult Money

Make more. Save more. Live better.

  • Blog
  • Credit Cards
    • Rewards
    • Cash Back
    • Travel
    • Airlines
    • Hotels
    • Balance Transfer
    • Student
    • Business
  • FREE Budget Spreadsheet
  • FREE Student Loan Spreadsheet
This Just In... Check out the latest travel rewards credit card offers

David Carlson

David Carlson

David Carlson is the founder of Young Adult Money. He is a nationally recognized speaker and the author of Student Loan Solution (2019) and Hustle Away Debt (2016). His opinions have been featured on such media outlets as The New York Times, The Washington Post, Cheddar, NBC's KARE11, and more.
Connect:

Other Posts By David Carlson

5 Questions To Ask Before Signing A Lease

5 Questions To Ask Before Signing A Lease

Very few people actually read their entire lease before signing it and moving into their new apartment or house. Ideally everyone would read the fine print before signing a lease, but at a minimum it’s a good idea to ask a few key questions. Below is five questions I would recommend asking before signing on […]

Read More >>
Understanding the Medical Loss Ratio (MLR) and Health Insurance Rebates

Understanding the Medical Loss Ratio (MLR) and Health Insurance Rebates

When the Affordable Care Act was signed into law by President Obama on March 23rd, 2010, one of the things that went into effect was profit caps on health insurance companies. If a company does not spend enough of a customer’s premium on medical costs, the customer will receive a rebate. The ratio that determines […]

Read More >>
Would You Buy in to a $1 Million Poker Tournament?

Would You Buy in to a $1 Million Poker Tournament?

It might be hard for most people to fathom, but there was a poker tournament recently that had a $1 million price tag. That’s right, you had to pony up a cool $1 million to enter the tournament. Forty eight players entered the tournament. The entrants were made up of professional poker players and businessmen. […]

Read More >>
My Crazy Idea: A Coupon Database

My Crazy Idea: A Coupon Database

As I mentioned earlier this week, one thing my wife and I have been doing is using coupons on groceries (and other things). My wife was gone the past couple weeks on a trip to Colombia, so I was stuck with coupon duty. It’s not the only time I’ve couponed; I did it once before […]

Read More >>
Advantages of Owning a Home vs Renting

Advantages of Owning a Home vs Renting

My wife and I are looking to purchase our first home. We have been pre-approved and tonight for the very first time we are looking at some homes that are on the market. This has led me to reflect on some of the advantages I currently have in renting vs. some of the advantages I […]

Read More >>
10 Skills to Add to Your LinkedIn

10 Skills to Add to Your LinkedIn

LinkedIn can be a great place to network and gain exposure to various companies and recruiters. It’s also a place to highlight what you have to offer. One of the most important sections of your LinkedIn profile is the skill section. Here’s a snapshot of what my skill section looks like: There are some very […]

Read More >>
3 Ways My Wife and I Save Money

3 Ways My Wife and I Save Money

Today I want to tell you about three things we have started doing in the past nine months or so to cut our expenses. We are in debt from student loans and have some ambitious goals (home ownership, travel, rental property, etc.) so it’s important to us to save money where we can so that […]

Read More >>

First Time Home Buyer Class and Posts of the Week

Happy Friday everyone! As some of you may know, my wife and I are currently in the process of buying our first home. In Minnesota there is a specific loan you can get as a first time homebuyer, but there are a few catches. One of those is that you have to attend a “Home […]

Read More >>
Dreams Should Be Mixed With Reality

Dreams Should Be Mixed With Reality

Today I am going to talk about a rather broad and ambiguous (but important, nevertheless) topic: Dreams and Reality. Now I’m all for dreaming of doing big things in life. I want to have a nice-sized house some day that is a comfortable home for my family (which as of now consists of my wife […]

Read More >>
5 Unexpected Expenses to Save For

5 Unexpected Expenses to Save For

The unexpected happens. Something breaks and needs to be replaced. Things end up costing more than we expected. The list goes on and on. Some of the most stressful financial situations are those that arise unexpectedly. The best thing we can do in these situations is take a deep breath and realize these things happen […]

Read More >>
« Previous Page
Next Page »

Primary Sidebar

Credit Cards

  • Best Travel Rewards Cards
  • Best Balance Transfer Cards
  • Best Cash Back Credit Cards
  • Best Business And Side Hustle Credit Cards
  • Best Student Credit Cards

Start a Blog:

How to Start a Blog that Makes Money
 

Top Posts

  • 15 Ways You Can Make Money From Your Computer Right Now
  • When You Should and Shouldn’t Refinance Student Loans
  • How Much Money You Will Need to Make $1,000 in Dividends

Free Spreadsheets & Downloads

  • Free Automated Budget Spreadsheet
  • Student Loan Repayment Spreadsheet
  • The Ultimate Personal Finance Checklist
  • 401k Spreadsheet to Analyze your Options
  • Wedding Budget Spreadsheet
  • 52 Week Money Challenge Spreadsheet and Printable

First Chapter Free!

Join our online community and receive the first chapter of Student Loan Solution absolutely FREE.

If you don't see the email in your inbox, please check your spam folder.

Connect:

Categories:

Search:

Get the New Book!

Student Loan Solution: 5 Steps to Take Control of Your Student Loans and Financial Life is available on Amazon by clicking here, or by clicking on the graphic below.

Make more. Save more. Live better.

Site Directory:

  • About
  • Contact
  • Advertise
  • Recommendations
  • Finance Tools
  • Credit Cards
  • Insurance
  • Banking
  • Investing

Disclaimer | Privacy Policy

Feedback? Questions?
Contact us and let us know what you think.

Connect:

Search This Site:

Copyright © 2012–2025 Young Adult Money, LLC / All Rights Reserved
Designed by LizTheresa.com / Developed by Nuts and Bolts Media

Manage your privacy

To provide the best experiences, we and our partners use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us and our partners to process personal data such as browsing behavior or unique IDs on this site and show (non-) personalized ads. Not consenting or withdrawing consent, may adversely affect certain features and functions.

Click below to consent to the above or make granular choices. Your choices will be applied to this site only. You can change your settings at any time, including withdrawing your consent, by using the toggles on the Cookie Policy, or by clicking on the manage consent button at the bottom of the screen.

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Statistics

Marketing

Features
Always active

Always active
Manage options Manage services Manage vendors Read more about these purposes
Manage options
{title} {title} {title}
Manage your privacy

To provide the best experiences, we and our partners use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us and our partners to process personal data such as browsing behavior or unique IDs on this site and show (non-) personalized ads. Not consenting or withdrawing consent, may adversely affect certain features and functions.

Click below to consent to the above or make granular choices. Your choices will be applied to this site only. You can change your settings at any time, including withdrawing your consent, by using the toggles on the Cookie Policy, or by clicking on the manage consent button at the bottom of the screen.

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage vendors Read more about these purposes
Manage options
{title} {title} {title}