Very few people actually read their entire lease before signing it and moving into their new apartment or house. Ideally everyone would read the fine print before signing a lease, but at a minimum it’s a good idea to ask a few key questions. Below is five questions I would recommend asking before signing on […]
Read More >>Other Posts By David Carlson
Understanding the Medical Loss Ratio (MLR) and Health Insurance Rebates
When the Affordable Care Act was signed into law by President Obama on March 23rd, 2010, one of the things that went into effect was profit caps on health insurance companies. If a company does not spend enough of a customer’s premium on medical costs, the customer will receive a rebate. The ratio that determines […]
Read More >>Would You Buy in to a $1 Million Poker Tournament?
It might be hard for most people to fathom, but there was a poker tournament recently that had a $1 million price tag. That’s right, you had to pony up a cool $1 million to enter the tournament. Forty eight players entered the tournament. The entrants were made up of professional poker players and businessmen. […]
Read More >>My Crazy Idea: A Coupon Database
As I mentioned earlier this week, one thing my wife and I have been doing is using coupons on groceries (and other things). My wife was gone the past couple weeks on a trip to Colombia, so I was stuck with coupon duty. It’s not the only time I’ve couponed; I did it once before […]
Read More >>Advantages of Owning a Home vs Renting
My wife and I are looking to purchase our first home. We have been pre-approved and tonight for the very first time we are looking at some homes that are on the market. This has led me to reflect on some of the advantages I currently have in renting vs. some of the advantages I […]
Read More >>10 Skills to Add to Your LinkedIn
LinkedIn can be a great place to network and gain exposure to various companies and recruiters. It’s also a place to highlight what you have to offer. One of the most important sections of your LinkedIn profile is the skill section. Here’s a snapshot of what my skill section looks like: There are some very […]
Read More >>3 Ways My Wife and I Save Money
Today I want to tell you about three things we have started doing in the past nine months or so to cut our expenses. We are in debt from student loans and have some ambitious goals (home ownership, travel, rental property, etc.) so it’s important to us to save money where we can so that […]
Read More >>First Time Home Buyer Class and Posts of the Week
Happy Friday everyone! As some of you may know, my wife and I are currently in the process of buying our first home. In Minnesota there is a specific loan you can get as a first time homebuyer, but there are a few catches. One of those is that you have to attend a “Home […]
Read More >>Dreams Should Be Mixed With Reality
Today I am going to talk about a rather broad and ambiguous (but important, nevertheless) topic: Dreams and Reality. Now I’m all for dreaming of doing big things in life. I want to have a nice-sized house some day that is a comfortable home for my family (which as of now consists of my wife […]
Read More >>5 Unexpected Expenses to Save For
The unexpected happens. Something breaks and needs to be replaced. Things end up costing more than we expected. The list goes on and on. Some of the most stressful financial situations are those that arise unexpectedly. The best thing we can do in these situations is take a deep breath and realize these things happen […]
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