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David Carlson

David Carlson

David Carlson is the founder of Young Adult Money. He is a nationally recognized speaker and the author of Student Loan Solution (2019) and Hustle Away Debt (2016). His opinions have been featured on such media outlets as The New York Times, The Washington Post, Cheddar, NBC's KARE11, and more.
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Other Posts By David Carlson

How People Make Money Online

How People Make Money Online

I went out to dinner with a couple friends on Friday night and after discussing blogging and how people make money blogging (some as a full-time job), the question came up of where the money comes from. While I have only been blogging for a little over six weeks, I have been interested in online […]

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What Loan Officers Look at When You Apply for a Home Loan

What Loan Officers Look at When You Apply for a Home Loan

About a month and a half go my wife and I got pre-approved for a home loan. Many young adults are curious about what loan officers look at when considering you for a home loan, and some of them don’t find out until they are sitting in a loan officer’s office. Thankfully for us the […]

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Why You Should Have A Credit Card

Why You Should Have A Credit Card

Believe it or not, some people are old enough to legally have a drink but don’t have a credit card. Some people will applaud them and say, “Good for you! It’s best if you never have them in the first place!” I totally disagree. As I mentioned recently, my wife and I put an offer […]

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7 Ways to save money on a wedding

7 Ways to save money on a wedding

This is a guest post by my wife Victoria. We are coming up on our one year anniversary! Hope you enjoy the tips. The emotions that arise from seeing your bride or groom for the first time on your wedding day often cannot be described in words. Walking down the aisle with the man or […]

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Why College Tuition Will Continue To Rise

Why College Tuition Will Continue To Rise

When I was in first grade I ended up in the intensive care unit at the hospital for a week because of asthma. Ever since then I have had to pay close attention to my asthma. I’ve been seeing an asthma specialist every year for the past 20+ years. One time my doctor and I […]

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Should You…

Life is essentially a series of decisions. Today my wife and I made a big decision, of which I will tell you at the end of this post. Before that I want to do a fun little game where I will answer a few questions that begin with “should you?” Should you… 1) Play Poker? […]

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Should You Ask Friends to Help You Move?

Should You Ask Friends to Help You Move?

Your friends are moving this Saturday and they have asked for your help in exchange for pizza and drinks. How do you feel? Is your immediate reaction something like this? Ugh…I had planned on watching the game and relaxing at home, and now I have to spend the day moving heavy furniture for pizza I […]

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Five Weeks of Blogging

Young Adult Money is officially five weeks old. It’s been a ton of fun writing posts every weekday, getting to know some other personal finance bloggers, and connecting with everyone via comments, Twitter, and Facebook. One reason I waited a long time before starting a blog is that I knew it was a ton of […]

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How to Organize Coupons: A Coupon Database

How to Organize Coupons: A Coupon Database

Last week I posted about my idea of a coupon database. Since then I have created and populated our database. I also made an organization system for the coupons so that they are easy to find once you find them in the database. Here’s how I have it set up: I started by making the […]

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How To Save 5% Every Time You Shop At Target

How To Save 5% Every Time You Shop At Target

We shop at Target all the time, and have for years. I find it to be much cleaner than Wal-Mart with a better atmosphere. Whenever I step into Wal-Mart I feel like I just entered a dimly-lit warehouse. It gives me a bad vibe. Target on the other hand seems a lot brighter and cleaner. […]

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