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David Carlson

David Carlson

David Carlson is the founder of Young Adult Money. He is a nationally recognized speaker and the author of Student Loan Solution (2019) and Hustle Away Debt (2016). His opinions have been featured on such media outlets as The New York Times, The Washington Post, Cheddar, NBC's KARE11, and more.
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Other Posts By David Carlson

Our Cultural Split-Personality: Frugality and Consumerism

Our Cultural Split-Personality: Frugality and Consumerism

With the Holiday season in full swing and retailers planning on opening at 8pm (WalMart) and 9pm (Target) on Thanksgiving Day, I wanted to reflect on what I see as a cultural split-personality of frugality and consumerism. On the one hand we have frugality, which focuses on living within your means and getting out of […]

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Quick Hits and Weekend Reading – Thanksgiving Edition!

Quick Hits and Weekend Reading – Thanksgiving Edition!

Welcome to the weekly Saturday Quick Hits and Weekend Reading post – Thanksgiving edition! Quick Hits Just wanted to give another reminder that the site is hosting it’s first ever giveaway which started last Wednesday. The grand prize is an iPad mini and $50 cash for a case. Four other entrants will get $25 each. […]

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A Doctor turned Actor: Anyone can change careers

A Doctor turned Actor: Anyone can change careers

Many people switch careers because they are miserable in their current one. In some cases, though, people are happy in their current job but have an opportunity to do something they like even more. Such an opportunity came along for Ken Jeong, best known as Leslie Chow in the movie The Hangover and Ben Chang […]

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Choosing organizations to donate to: What do you factor in?

Choosing organizations to donate to: What do you factor in?

Recently at my 9-5 job we had our yearly giving campaign where you could pick what organizations you would like to donate to in 2013. I get really excited about spending time deciding which organizations I will donate to as well as how much I will be giving. There are a few things I really […]

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The Cost of Dog Ownership

The Cost of Dog Ownership

My wife and I are planning on getting a dog very soon. We’ve been discussing getting a dog for a while now and now that we are in our house and have a yard, the time is right. I’ve started to run some numbers as to what we expect to pay outright as well as […]

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5 Products that Fight Indoor Allergies

5 Products that Fight Indoor Allergies

Last Friday I wrote about five things that are more important to me than money, and one of those things was health. I am allergic to mold, dust, cats, and dogs. I don’t have extreme allergies related to cats and dogs, just have to be careful about washing my hands after touching them and keeping […]

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The Laffer Curve and the Fiscal Cliff

The Laffer Curve and the Fiscal Cliff

Every day we hear about the impending fiscal cliff the United States is facing. President Obama said he will not accept any compromise that doesn’t tax the wealthy at higher rates; conversely the Republican leadership has said they are standing their ground and will not agree to tax increases. What I see most likely happening […]

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Quick Hits and Weekend Reading

Quick Hits and Weekend Reading

Welcome to the weekly Saturday Quick Hits and Weekend Reading post! What a week it’s been! I’m completely drained because work was a bit hectic as we were down a person and I was doing some new processes for the first time, but it’s the weekend so all is well :) Quick Hits The site […]

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5 things that are more important than money

5 things that are more important than money

Most people would find a 16+ hour a day, 7 days a week job undesirable no matter how much the pay was. When it comes to making money, there is naturally trade-offs in time and energy. Today I was thinking about how much focus there is on building wealth and “making money” in our society. […]

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7 Home Upgrades I Want…Someday ;)

7 Home Upgrades I Want…Someday ;)

After initially moving into our house, we have had to do a lot of the necessary cosmetic fixes: clean, new blinds, new paint, work on the yard, etc. But when I look at our house and the things we can do to it, my mind immediately goes to some of the more expensive things. I’m […]

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