As we go throughout life, there are unexpected expenses that come up. Unfortunately they come up more often than most of us would like. Whether it’s an unexpected medical bill or a leaking roof, there will always be “something” that we have to pay for that we didn’t anticipate beforehand. Today I want to share […]
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In the past I’ve talked about the benefits of being an employee (versus being a contractor or small-business owner). Today I want to share seven specific things that full-time employees might have in their benefits package that contractors, freelance workers, and small business owners may not enjoy themselves. 1) 401k Match Ever since pension funds […]
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When it comes to communication, many companies push talking on the phone over emailing. Atos, a giant global IT company, actually went so far as to phase out email for all of their employees. I’ve read a number of other articles that have promoted picking up the phone and calling instead of using emails. I […]
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While many people are happy about health insurance exchanges and the opportunities they offer individuals for health insurance coverage, the reality for many young adults as a demographic is that their premiums are virtually guaranteed to rise because of Health Care Reform. The reason why premiums will increase for young adults isn’t because of one […]
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It’s incredibly ironic for me to say this, but I believe it’s true: Twitter follower count is pointless. Gaining followers isn’t difficult, but can be time-consuming as I explain in my post How I Got 50,000+ Twitter Followers (which is also why it is ironic for me to say that follower count is pointless). Sure, […]
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On Monday the wind chill in Minnesota approached -50 degrees. That’s pretty dang cold. I don’t want to hear anyone complaining about temps in the 30s 40s or 50s being cold! As a recent homeowner, one thing I am hating is the relatively huge jump in our energy bill. There’s a LOT more space to […]
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A lot of personal finance is focused on what you do with your money. Some of it is focused on how to make additional income, such as a side job or business. A topic that is not focused on nearly enough is personal and professional development, which is why I want to share five ways […]
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Today we are hosting another $100 giveaway! Who doesn’t like giveaways, especially cash giveaways? As usual, enter via the rafflecopter below. The giveaway will run from January 17th to the 21st. The theme of this giveaway is No Spending Challenge. There are a couple things that I specifically try to not spend money on: Books […]
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Freelancing can be an awesome source of side- or full-time income, or it can be a total time and energy drain. Since I was in college, I have freelanced and worked on the side in a variety of ways. I have been plaid for freelance social media, Search Engine Optimization (SEO), writing, and just last […]
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Twitter is by far my favorite social network. Sure, you may have to filter out the “junk” tweets from the quality ones, but overall Twitter is the best social network for personal or business use. I have two accounts: my personal one @DavidCarlson1 as well as the account for this site @YoungAdultMoney. I utilize lists […]
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