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David Carlson

David Carlson

David Carlson is the founder of Young Adult Money. He is a nationally recognized speaker and the author of Student Loan Solution (2019) and Hustle Away Debt (2016). His opinions have been featured on such media outlets as The New York Times, The Washington Post, Cheddar, NBC's KARE11, and more.
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Other Posts By David Carlson

20+ Productive Things to Do at Home During COVID

20+ Productive Things to Do at Home During COVID

  The world has changed since COVID. Everyone has had a different experience, but one thing many can relate to is being stuck at home. Sporting events, concerts, and many social activities have been put on hold until there is a vaccine or some intermediate treatment that can provide us with antibodies to fight COVID. […]

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Best 0% APR Credit Cards of September 2020

Best 0% APR Credit Cards of September 2020

  One reason why people struggle to get out of credit card debt is because of the high interest rate that the cards typically come with. Double-digit interest rates on credit cards is standard, and 20%+ is not uncommon. Credit cards with a 0% APR period allow you to pay no interest for a limited […]

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Banks with High Interest Rates on Savings Accounts September 2020

Banks with High Interest Rates on Savings Accounts September 2020

  Ever since I ditched my bank’s 0.01% interest rate for a savings account at a bank with a high interest rate savings account, I’ve been receiving $500 more a year in interest. That’s a huge difference! Possibly the easiest $500 I will make each year. Even if you don’t have a full emergency fund, […]

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How Marriage Impacts Your Student Loans

How Marriage Impacts Your Student Loans

  When you think about all the things getting married impacts, student loans likely aren’t one of the first things you would think of. Believe it or not, for some borrowers marriage can have a big impact on their student loans. In some cases making certain decisions on how you repay your student loans during […]

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Should You Start a Blog During COVID?

Should You Start a Blog During COVID?

  As I write this we are more than four months into COVID having a deep impact on the United States. We’ve learned a lot about COVID during that time, but at the same time we are still far from having certainty about many things. I’ve personally accepted the fact that social distancing and mask-wearing […]

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Options for Dealing with a Large Unexpected Expense

Options for Dealing with a Large Unexpected Expense

  “It’s going to cost at least $7,000” the plumber told me. Cue that sinking feeling where you ask yourself “why me?” $7,000 was the quote I received for fixing a broken sewer drain-out, which was located about 15 feet underground, below the sidewalk in front of our house. And it was the dead of […]

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How Much Money You Will Need to Make $1,000 in Dividends

How Much Money You Will Need to Make $1,000 in Dividends

  One reason the rich get richer is because of passive income. Simply by having money that can be used to purchase shares of companies allows the rich to make money even if all they are doing is sitting on the couch all day. You don’t have to be rich to have passive income, though. […]

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My Go-To Credit Cards for Travel and Cash Back in September 2020

My Go-To Credit Cards for Travel and Cash Back in September 2020

  There’s so many good credit cards on the market that it can be difficult to know which ones should be your go-to cards. There are some general rules that you can follow. For example, because there are cash back credit cards that offer 2% cash back, those should be used over ones that offer […]

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How Much Money Would you Need to Live off Dividend Income? [Free Download]

How Much Money Would you Need to Live off Dividend Income? [Free Download]

  Anyone who has thought about passive income has asked themselves the question: how much money would I need to live off dividends? Not that dividend income is the only form of passive income, but few would disagree that dividend income the ultimate passive income – it requires little to no effort to maintain. Many […]

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SoFi Review 2020: Get a $300 Welcome Bonus

SoFi Review 2020: Get a $300 Welcome Bonus

  Odds are you have heard of SoFi, as they’ve spent millions of dollars on TV and other advertising. SoFi is short for Social Finance, Inc. It was founded in 2011 by four Stanford students with the specific purpose of providing more affordable options for student loans. Since it’s founding SoFi has raised over $2.5B […]

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