• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
  • Start Here
  • Work with David
  • Our Services
  • Contact
Young Adult Money

Make more. Save more. Live better.

  • Blog
  • Credit Cards
    • Rewards
    • Cash Back
    • Travel
    • Airlines
    • Hotels
    • Balance Transfer
    • Student
    • Business
  • FREE Budget Spreadsheet
  • FREE Student Loan Spreadsheet
This Just In... Check out the latest travel rewards credit card offers

David Carlson

David Carlson

David Carlson is the founder of Young Adult Money. He is a nationally recognized speaker and the author of Student Loan Solution (2019) and Hustle Away Debt (2016). His opinions have been featured on such media outlets as The New York Times, The Washington Post, Cheddar, NBC's KARE11, and more.
Connect:

Other Posts By David Carlson

The Top Cash Back Credit Cards

The Top Cash Back Credit Cards

There’s an overwhelming number of options for credit cards, so trying to find the best credit card can be tough. When I think of a good credit card for everyday purchases, it naturally leads me to cash back credit cards. They offer consistent rewards and typically have no annual fees. Cash back credit cards are […]

Read More >>
8 Often Overlooked Finance Hacks that Boost Your Finances

8 Often Overlooked Finance Hacks that Boost Your Finances

Could your finances use a boost? A better question is: whose finances couldn’t need a boost? There are a lot of things you can do to improve your finances, from getting a better job to going back to school for a degree in a higher-paying industry. But there are also a lot of finance hacks […]

Read More >>
This Simple Tool Helps Build your Credit Score

This Simple Tool Helps Build your Credit Score

This is sponsored content on behalf of Self Lender, but all opinions are my own. We’ve written a lot about credit and credit scores on Young Adult Money, and for good reason: credit dictates how expensive your mortgage or car loan will be. With a bad credit score or a lack of credit history you […]

Read More >>
It’s Simple: Millennials Want More Money!

It’s Simple: Millennials Want More Money!

Over the past few years I’ve spent a lot of time reviewing research that is focused on millennials. In particular I’ve looked at research that has been focused on millennials and money as well as millennials and careers. What I want to argue today is this: when it comes to a career and a job, […]

Read More >>
Every Credit Card I’ve Ever Churned

Every Credit Card I’ve Ever Churned

A couple weeks ago I shared the 7 keys to successful travel hacking. Being organized, having time on your side, and other keys were mentioned. It’s now the post that I tell others to read if they are just getting started with travel hacking. My goal with that post was to save others potentially painful […]

Read More >>
Use this Spreadsheet to Track your Student Loans

Use this Spreadsheet to Track your Student Loans

With student loan debt surpassing $1.4 trillion and the average college grad leaving school with over $30,000 in student loans, student loans are a real challenge millions face in the United States. More likely than not you or someone you know has student loans. Keeping your student loan data organized and being aware of how […]

Read More >>
How to Make More Money at your 9-5

How to Make More Money at your 9-5

Almost everyone I meet and talk to wants to increase their income. And why not? Increased income can mean, among other things, paying off debt faster, retiring earlier, having the opportunity to travel more, and having freedom when it comes to how you spend your time. Here on Young Adult Money we talk a lot […]

Read More >>
Here’s How You Can Get a Free $400 By Switching Banks

Here’s How You Can Get a Free $400 By Switching Banks

Last Friday we shared a quick hack to make a free $25. It was a simple, easy, hack. And $25 for little effort is hard to argue with. But what if you could do a different hack and make a lot more than $25? What about $400? Yes, you heard me right. $400!   The […]

Read More >>
Here’s What I Recommend for a First Credit Card

Here’s What I Recommend for a First Credit Card

  There are hundreds of credit card options out there, so how does someone pick their first credit card? “What should I get for my first credit card?” is a question I hear often. What I’ve learned over the past few years is that most people are not looking for a list of options, they […]

Read More >>
Use this Hack to Make a Quick $25

Use this Hack to Make a Quick $25

Today I have a quick hack to share with you that will help you make a quick $25. It’s pretty simple: If you sign up for a Capital One 360 bank account using this link, you will get $25 after you deposit $250. Yes, it really is that simple! The only downside is the fact […]

Read More >>
« Previous Page
Next Page »

Primary Sidebar

Credit Cards

  • Best Travel Rewards Cards
  • Best Balance Transfer Cards
  • Best Cash Back Credit Cards
  • Best Business And Side Hustle Credit Cards
  • Best Student Credit Cards

Start a Blog:

How to Start a Blog that Makes Money
 

Top Posts

  • 15 Ways You Can Make Money From Your Computer Right Now
  • When You Should and Shouldn’t Refinance Student Loans
  • How Much Money You Will Need to Make $1,000 in Dividends

Free Spreadsheets & Downloads

  • Free Automated Budget Spreadsheet
  • Student Loan Repayment Spreadsheet
  • The Ultimate Personal Finance Checklist
  • 401k Spreadsheet to Analyze your Options
  • Wedding Budget Spreadsheet
  • 52 Week Money Challenge Spreadsheet and Printable

First Chapter Free!

Join our online community and receive the first chapter of Student Loan Solution absolutely FREE.

If you don't see the email in your inbox, please check your spam folder.

Connect:

Categories:

Search:

Get the New Book!

Student Loan Solution: 5 Steps to Take Control of Your Student Loans and Financial Life is available on Amazon by clicking here, or by clicking on the graphic below.

Make more. Save more. Live better.

Site Directory:

  • About
  • Contact
  • Advertise
  • Recommendations
  • Finance Tools
  • Credit Cards
  • Insurance
  • Banking
  • Investing

Disclaimer | Privacy Policy

Feedback? Questions?
Contact us and let us know what you think.

Connect:

Search This Site:

Copyright © 2012–2025 Young Adult Money, LLC / All Rights Reserved
Designed by LizTheresa.com / Developed by Nuts and Bolts Media

Manage your privacy

To provide the best experiences, we and our partners use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us and our partners to process personal data such as browsing behavior or unique IDs on this site and show (non-) personalized ads. Not consenting or withdrawing consent, may adversely affect certain features and functions.

Click below to consent to the above or make granular choices. Your choices will be applied to this site only. You can change your settings at any time, including withdrawing your consent, by using the toggles on the Cookie Policy, or by clicking on the manage consent button at the bottom of the screen.

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Statistics

Marketing

Features
Always active

Always active
Manage options Manage services Manage vendors Read more about these purposes
Manage options
{title} {title} {title}
Manage your privacy

To provide the best experiences, we and our partners use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us and our partners to process personal data such as browsing behavior or unique IDs on this site and show (non-) personalized ads. Not consenting or withdrawing consent, may adversely affect certain features and functions.

Click below to consent to the above or make granular choices. Your choices will be applied to this site only. You can change your settings at any time, including withdrawing your consent, by using the toggles on the Cookie Policy, or by clicking on the manage consent button at the bottom of the screen.

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage vendors Read more about these purposes
Manage options
{title} {title} {title}