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David Carlson

David Carlson

David Carlson is the founder of Young Adult Money. He is a nationally recognized speaker and the author of Student Loan Solution (2019) and Hustle Away Debt (2016). His opinions have been featured on such media outlets as The New York Times, The Washington Post, Cheddar, NBC's KARE11, and more.
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Other Posts By David Carlson

Why POE Ring Cameras are Better than WiFi Ring Cameras

Why POE Ring Cameras are Better than WiFi Ring Cameras

Ten or so years ago it wasn’t common to have home or apartment security cameras. They were either cost prohibitive, overly complex, or both. Ring is one of the companies that changed that. Most people are familiar with Ring because of the Ring Video Doorbell, but they also offer a wide range of other products […]

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What is the New Biden Student Loan Repayment Plan 2023?

What is the New Biden Student Loan Repayment Plan 2023?

The Biden administration recently announced a new proposed student loan repayment plan that, according to the Department of Education, will provide millions of borrowers with lower required monthly payments and increase the speed of student loan forgiveness. Technically this proposal revises an existing plan, not an entirely new plan. Let’s dive into what the details […]

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How to Track Your Student Loans in a Spreadsheet

How to Track Your Student Loans in a Spreadsheet

Student loans can be complex. Annoyingly complex. Even painful. All the emotions. There is no magical way to get rid of them quickly, especially if you have a lot of them. The one thing you can do, though, is feel in control. To do that you need to get organized. The best way to get […]

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Student Loan Income-Driven Repayment Plans Explained

Student Loan Income-Driven Repayment Plans Explained

Feeling out of control with how much you are required to pay every month towards your federal student loans? Then you may want to consider other options. For anyone with federal student loans, you have a few different choices when it comes to your repayment. Income-driven repayment plans were created to help borrowers potentially lower […]

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Why an HSA is the Absolute Best Retirement Account

Why an HSA is the Absolute Best Retirement Account

I’m making a bold statement today: An HSA is the absolute best retirement account. Not taking full advantage of an HSA – or Health Savings Account – can be a costly mistake for those who are in the financial position to contribute to one. There is a general lack of information about the advantages that […]

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Top Travel Rewards Credit Cards December 2022

Top Travel Rewards Credit Cards December 2022

  Nine out of ten of the people I talk to have a goal of traveling more. This isn’t surprising. We are inundated with Instagram pics of people visiting cool locations all over the world. In Minnesota where we have brutal winters, a pic from a beach can instantly cause wanderlust (and jealousy). The main […]

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How to Start a Blog

How to Start a Blog

  Since I started blogging a little over ten years ago I have consistently made more than $10,000+ a year while working a full-time job. It’s been a perfect side hustle to diversify my 9-5 income, but it’s become more than that. It’s led to getting a book deal and writin books, interviews on local […]

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Our Big List of Websites to Make Extra Money from Surveys

Our Big List of Websites to Make Extra Money from Surveys

  Ever since the gig economy became an everyday part of our lives, more and more people are trying to find easy ways to make money in their spare time. One of the oldest ways to make extra money is through sharing your opinion. This used to be done primarily through in-person focus groups or […]

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Tiller Money Review – Automated Budget Spreadsheet App 2023

Tiller Money Review – Automated Budget Spreadsheet App 2023

  If you’ve tried budgeting in the past, you may have tried a popular app like Mint or You Need a Budget. You may even still use these apps. But budgeting apps aren’t for everyone. For some a spreadsheet is the best way to budget. With a spreadsheet you have total control. You can move […]

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Simple Personal Finance Checklist

Simple Personal Finance Checklist

  You want to work on your financial life, but you don’t know where to start. You’ve come to the right place if that describes you. My goal here is to share a simple personal finance checklist. This won’t cover everything, but it will hit on some key actions to take to start managing your […]

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