The key to having extra money in your pocket without working more is by saving it. Finding ways to lower your expenses on a routine basis can be helpful in decreasing the costs of living. There are a variety of things you can do that aren’t that difficult to achieve but will keep more cash […]
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David Carlson
Other Posts By David Carlson
Hate Budgeting – Here is How to Keep it Simple
As CNN Money reported in January 2017, only 41 per cent of adults in America have sufficient savings to cover a surprise expense of between $500 and $1,000. This is a surprisingly low figure. If you are one of those people who finds it difficult to save, you may need to look at your budgeting […]
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Why is Money Taboo? Because Of Our Complete Lack of Empathy
Today I want to share about something that is near and dear to my heart: empathy in the context of money. More and more I’ve noticed – and I doubt I’m the only one – that money continues to be a taboo topic. Most people don’t want to talk about. Some don’t even want to […]
Read More >>Deciding Whether to Buy or Rent a Home in Your 20s
When is the best time to buy a new home? Should you purchase a home when you’re young and fresh out of college? Or should you wait and rent an apartment until you’ve saved up for a substantial down payment? With government loans and a good job after college, buying a home in your 20s […]
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How to Create an Automated Budget Using Tiller
Keeping a budget is one of the best things you can do for your finances. At minimum, tracking your expenses and knowing where your money is going is key to making the right adjustments for financial success. Over the past six-plus years I’ve tracked my monthly expenses in a spreadsheet. As someone who has multiple […]
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Personal Finance Books for Millennials
UPDATED FOR 2019! Millennials have their own unique financial challenges. Most have a high – if not debilitating – level of student loan debt. Others struggle with connecting their dreams with reality (dreams can be expensive, after all). Worst of all is the fact that most lack the financial literacy they need to make moves […]
Read More >>3 Highly Effective Ways to Solve Sticky Business Problems
“All life is problem-solving,” said Karl Popper. If what this 20th-century philosopher says is true about life, it also true for business. Every business has its own unique set of problems that constrain its growth. In fact, a quirky way to define business success might be a company’s ability at problem-solving. Sometimes problems go away […]
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Investing for Millennials: What You Should be Doing
Millennials have plenty of things to worry about. From paying down record-setting student loan debt to trying to progress their careers, the last thing millennials want is another personal finance responsibility to worry about. Nearly 80 percent of millennials are not investing, which isn’t surprising given the number of financial challenges millennials face. 40 percent […]
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Cash Back Credit Cards or Travel Rewards Credit Cards – Which Are Better?
With hundreds of credit cards available and a ton of great rewards and signup promotions, how can you choose between cash back credit cards and travel rewards credit cards? I’ve written about both the top cash back credit cards and the best travel rewards credit cards, and at the end of the day I love […]
Read More >>Software Big Businesses Use That SMB Should Too
If you’re in business, your main challenges will include increased risk, rising costs, globalization, innovation, diversity, and complexity. While adopting the right technology will help you process the increasing amount of information, your small to medium-sized business will benefit by following the lead of big business practices that have developed strategic thinking and problem-solving solutions. […]
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