• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
  • Start Here
  • Work with David
  • Our Services
  • Contact
Young Adult Money

Make more. Save more. Live better.

  • Blog
  • Credit Cards
    • Rewards
    • Cash Back
    • Travel
    • Airlines
    • Hotels
    • Balance Transfer
    • Student
    • Business
  • FREE Budget Spreadsheet
  • FREE Student Loan Spreadsheet
This Just In... Check out the latest travel rewards credit card offers

David Carlson

David Carlson

David Carlson is the founder of Young Adult Money. He is a nationally recognized speaker and the author of Student Loan Solution (2019) and Hustle Away Debt (2016). His opinions have been featured on such media outlets as The New York Times, The Washington Post, Cheddar, NBC's KARE11, and more.
Connect:

Other Posts By David Carlson

College Grads – Here’s What You Need to Know about Your Student Loans

College Grads – Here’s What You Need to Know about Your Student Loans

This is a sponsored post on behalf of our friends at Citizens Bank Despite Citizens Bank’s sponsorship, all opinions and/or advice are provided by YoungAdultMoney.com. #sponsored . Most students give little time or attention to their student loans while they’re in school. And who can blame them? Between classes, working, and everything else in life, […]

Read More >>
How to Make Sure You Get a Tax Refund Next Year

How to Make Sure You Get a Tax Refund Next Year

How to Make Sure You Get a Tax Refund Next Year Many people go into tax season having on idea whether they will end up owing taxes or will be getting a refund. And while many finance experts may say that it’s best to not receive a refund, many feel better when they do receive […]

Read More >>

Here’s Why Your Personal Brand is More Important Than Your Business Brand

One of the biggest mistakes new business owners make is putting all their attention into building their business brand at the expense of their personal brand. Many of them don’t even realize they even have a personal brand to work with. If they do realize they have a personal brand, they treat it as secondary […]

Read More >>

Welcome To The Wide World Of Marketing And Advertising

Marketing and advertising can easily become tethered to one method without thought on how many options you really have. There are so many ways to market that you can easily find what works for you and create your own special cocktail in your marketing plan. Let’s take a look at a few options you have […]

Read More >>

Promotional Consistency: It’s More than Just Branding

Imagine, to your horror, a misaligned promotional post goes out during a peak shopping day. The conflicting post lists 25% discounts on all online shopping. But, the promotional called for 10%. Suddenly… you’ve got a problem. You could honor the mispricing and lose money. Or, backpedal and anger customers. There are no legal issues with […]

Read More >>

Smart Ways to Start Saving for Future Retirement Right Now

You may be so busy working and paying the bills that the last thing you want to do is set money aside for your future retirement. If you’re blessed with an employer that matches your retirement contributions with each paycheck, consider yourself lucky. Still, keep in mind there is always room to save more. If […]

Read More >>
This Business Owner Hates Side Hustles – Here’s Why He’s Wrong

This Business Owner Hates Side Hustles – Here’s Why He’s Wrong

A business owner hates side hustles. Shocking. While not surprising, it’s always disappointing to see business owners who recommend that people quit their side hustles. Below is a screenshot of a LinkedIn post the business owner made. It has since been removed. I blacked out the name and picture of the individual who posted it. […]

Read More >>
Should You Invest When You are in Debt?

Should You Invest When You are in Debt?

So you’re in debt. Maybe even a LOT of debt. You know that you need to pay it off and that it should be your focus. But you also know that long-term wealth and financial independence is made through investing. So what do you do? Should you invest when you’re in debt? This is one […]

Read More >>

Necessities for Productivity and Safety in the Industrial Workplace

Are you getting ready to embark on a new career at a shop or manufacturing factory? One of the first things you need to do is attend training and be informed about all of the facts regarding your employment. One of the main components of a productive workplace environment is safety. Not only should there […]

Read More >>
What To Do If You Have a Ton of Student Loans

What To Do If You Have a Ton of Student Loans

Do you have a ton of student loans? You aren’t alone. According to Pew Research four-in-ten adults under the age of 30 and one-in-five adults age 30 to 44 have student loans. The first thing you should do is this: Don’t Panic. It’s okay to be overwhelmed by your student loan debt. For many graduates […]

Read More >>
« Previous Page
Next Page »

Primary Sidebar

Credit Cards

  • Best Travel Rewards Cards
  • Best Balance Transfer Cards
  • Best Cash Back Credit Cards
  • Best Business And Side Hustle Credit Cards
  • Best Student Credit Cards

Start a Blog:

How to Start a Blog that Makes Money
 

Top Posts

  • 15 Ways You Can Make Money From Your Computer Right Now
  • When You Should and Shouldn’t Refinance Student Loans
  • How Much Money You Will Need to Make $1,000 in Dividends

Free Spreadsheets & Downloads

  • Free Automated Budget Spreadsheet
  • Student Loan Repayment Spreadsheet
  • The Ultimate Personal Finance Checklist
  • 401k Spreadsheet to Analyze your Options
  • Wedding Budget Spreadsheet
  • 52 Week Money Challenge Spreadsheet and Printable

First Chapter Free!

Join our online community and receive the first chapter of Student Loan Solution absolutely FREE.

If you don't see the email in your inbox, please check your spam folder.

Connect:

Categories:

Search:

Get the New Book!

Student Loan Solution: 5 Steps to Take Control of Your Student Loans and Financial Life is available on Amazon by clicking here, or by clicking on the graphic below.

Make more. Save more. Live better.

Site Directory:

  • About
  • Contact
  • Advertise
  • Recommendations
  • Finance Tools
  • Credit Cards
  • Insurance
  • Banking
  • Investing

Disclaimer | Privacy Policy

Feedback? Questions?
Contact us and let us know what you think.

Connect:

Search This Site:

Copyright © 2012–2025 Young Adult Money, LLC / All Rights Reserved
Designed by LizTheresa.com / Developed by Nuts and Bolts Media

Manage your privacy

To provide the best experiences, we and our partners use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us and our partners to process personal data such as browsing behavior or unique IDs on this site and show (non-) personalized ads. Not consenting or withdrawing consent, may adversely affect certain features and functions.

Click below to consent to the above or make granular choices. Your choices will be applied to this site only. You can change your settings at any time, including withdrawing your consent, by using the toggles on the Cookie Policy, or by clicking on the manage consent button at the bottom of the screen.

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Statistics

Marketing

Features
Always active

Always active
Manage options Manage services Manage vendors Read more about these purposes
Manage options
{title} {title} {title}
Manage your privacy

To provide the best experiences, we and our partners use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us and our partners to process personal data such as browsing behavior or unique IDs on this site and show (non-) personalized ads. Not consenting or withdrawing consent, may adversely affect certain features and functions.

Click below to consent to the above or make granular choices. Your choices will be applied to this site only. You can change your settings at any time, including withdrawing your consent, by using the toggles on the Cookie Policy, or by clicking on the manage consent button at the bottom of the screen.

Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage vendors Read more about these purposes
Manage options
{title} {title} {title}