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David Carlson

David Carlson

David Carlson is the founder of Young Adult Money. He is a nationally recognized speaker and the author of Student Loan Solution (2019) and Hustle Away Debt (2016). His opinions have been featured on such media outlets as The New York Times, The Washington Post, Cheddar, NBC's KARE11, and more.
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Other Posts By David Carlson

The $100k Health Savings Account

The $100k Health Savings Account

  At some point I become obsessed with the idea of having $100k in a Health Savings Account. Obsessed may be the wrong word because it’s something I have very little control over. But I still think it would be pretty cool to have $100k in an HSA. For 2019 the maximum HSA contribution for […]

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FREE Personal Finance Spreadsheets to Level Up Your Money

FREE Personal Finance Spreadsheets to Level Up Your Money

  Every day there are millions of people who use spreadsheets at their job or business. Even if you have only a basic understanding of Excel or Google Sheets, you probably realize how powerful they can be for things like planning and tracking. While there are thousands of personal finance tools and apps out there […]

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Words of Encouragement for those with Student Loans

Words of Encouragement for those with Student Loans

  As much as we value education in the United States, it doesn’t change one fact that casts a dark cloud over higher education: student loans can feel like an impossible, insurmountable challenge. Even if you land a job out of college that pays decently, those monthly student loan payments can still be painful. They […]

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The Top Reasons to Confront your Student Loan Debt

The Top Reasons to Confront your Student Loan Debt

This is a sponsored post on behalf of our friends at Citizens Bank. Despite Citizens Bank’s sponsorship, all opinions and/or advice are provided by YoungAdultMoney.com. #sponsored. We kicked off the year here at Young Adult Money with a challenge to anyone with student loans: take control of your student loans and your financial life. This […]

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Student Loan Solution – The Ultimate Book if you have Student Loans

Student Loan Solution – The Ultimate Book if you have Student Loans

  If you’re one of the more than forty million Americans with student loans, you know what a drag they can be on your financial life. Right out of grad school my wife and I owed approximately $1,000 a month (minimum) towards student loans. It doesn’t take a mathematician to realize what a drag that […]

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How Public Service Loan Forgiveness (PSLF) Works

How Public Service Loan Forgiveness (PSLF) Works

  How would you like to have your student loans forgiven? Tax free? This is a silly question to ask. Anyone with student loans would like to have their forgiven tax free! Many are becoming aware that there is a way to have your student loans forgiven through a process called Public Service Loan Forgiveness, […]

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Switching Banks Made Us $500+ Extra Each Year

Switching Banks Made Us $500+ Extra Each Year

  My wife and I built an emergency fund a few years ago. It was one of the best money moves we made. It wasn’t easy. As I’m sure you can relate to, there is a never-ending list of demands on your money. But it was something we knew we had to do. Our finances […]

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5 Things You Should Know About Your Student Loans

5 Things You Should Know About Your Student Loans

This is a sponsored post on behalf of our friends at Citizens Bank. Despite Citizens Bank’s sponsorship, all opinions and/or advice are provided by YoungAdultMoney.com. #sponsored. College and graduate school can be exhausting. Which begs the question: Why can’t student loans be simple? Unfortunately, student loans are complicated. The good news is that if you […]

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The Personal Finance Tools I Use Every Month

The Personal Finance Tools I Use Every Month

With so many personal finance tools out there it can be overwhelming to decide which to use. I’ve been asked by others which tools I use. While I test out many tools and apps, there are some that I use more consistently than others. I should say that some tools that are really useful but […]

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How to Get Started as a Freelance Writer with No Experience

How to Get Started as a Freelance Writer with No Experience

Freelance writing can be a lucrative side hustle – if you know what you’re doing. Kristin Wong is a freelance writer and journalist who moved to Los Angeles in 2010 to pursue a writing career. Since then, she’s written for Fox Digital, MSN Living, Glamour magazine, and now regularly contributes to the New York Times. […]

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