Does the world need ANOTHER personal finance blog?
Whether or not there is room for one more personal finance blog on the internet is a question I’ve been asking myself the past couple years. For a long time my answer was no, there are already 500+ (maybe more) personal finance blogs on the internet. Obviously if you are reading this you know that I have changed my mind and went ahead and started Young Adult Money.
So what made me change my mind?
I’ve been reading Budgets are Sexy for a few years now, and realized something rather obvious as I read a post about mold growing in his bathroom: the value of a personal finance blog is found in the personal stories and thoughts of each individual author. In this particular post he talked about different options for dealing with the mold and the ramifications on his family’s finances.
What do I have to offer?
First, a few things about me:
- I have only been a college grad for about a year and a half
- I have been married less than a year
- I was lucky enough to get a job related to my major right out of school
- My wife and I have a lot of student debt
- I have a wide range of interests including blogging, social media, politics, and most importantly finance
- I have some ambitious dreams
I could wait to start a personal finance blog until I’m fifty, have all my student loans paid off, solid income and investments, etc. but I think there is much more value in blogging the journey than reflecting on it once I’ve reached the destination. That’s why I’m starting this blog, and why I’m starting it now.
What to expect?
I hope to post at least 5 days a week about various personal finance-related topics, though I hope to include more personal stories, thoughts, etc. along the way. I look forward to being active in the personal finance blogging community and sharing the ups and downs of my own financial (and life) journey – as well as my opinion on a variety of topics. Most of all I am very excited to focus on the young adult demographic.
Thank you for being part of this journey, and feel free to comment on this (and other posts), email me, or tweet me whenever you want!
-DC
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Photo by Bart Everson
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Congrats on starting up. I started 2-3 months ago and have been loving it. My suggestion is to not burn out and try to post more around 3 times a week :) I also graduated a couple years ago, am not married but have a long time girlfriend and got a job in my major. I don’t have the student loans but my girlfriend has a ton. I’ll definitely be keeping up with your blog!
@Money Life and More 3 Times a week sounds great! I seriously put off starting this blog for a year or more, so excited to have it up. I have read your blog before, probably through Budgets are Sexy (blogroll or your comment on a post?).
That’s awesome you got a job in your major. It seems to be less of the norm these days. Also congrats on graduating with no student loans! My wife and I both went to private schools so our loans are a large % of our monthly spend. It motivates us to save (and earn) money.
Looking forward to reading your blog as well!
I also find there are a ton of pf blogs out there and that’s actually what inspired me to create my own pf blog. I think the fact that there is an endless supply of pf blogs out there gives you a variety of writing styles, information and different opinions on the same topic. I really enjoy reading people’s personal stories.
Although I do not have a background in finances, I do find talking about personal finances exciting and important. I think it’s especially important for the 20 and 30-something year olds to discuss regularly, but it rarely seems to come up a converstation in a social setting in person. I’m a very shy, quiet person, especially in a group setting, so I’m not one to bring it up either. Blogging enables me to say what I want to say about personal finance.
@MakintheBacon I absolutely agree. There’s a ton of sites out there and you get a whole range of opinions on any given topic.
I think the 20s and 30s market is huge for the reason you just mentioned. It’s a touchy issue sometimes as you don’t just sit around talking about finances usually. The first place people go for information is the internet, so it’s great to be a part of the conversation.
Starting my Sophomore year of college and trying to get an early start on my finances. Glad I found this blog.
I have tried debt management services, and unfortunately these services are very helpful, some people don’t understand but they do have to try.
http://www.debtmanagementplan.us