Hello Young Adult Money readers! This is Sarah from The Frugal Millionaire and today I’m going to be sharing how I got into personal finance writing and offer tips on how you can do the same.
While no two freelancing careers are exactly alike, it’s always helpful to see how others got to where you want to be.
My writing career began almost three years ago right around the time my first daughter was born. Since I was a new mom, I started out slow – very slow. Typically, I wrote one article per week and at the time, even that seemed like a challenge!
I remember thinking if I could somehow make $500 per month I would be golden. We had been living off of my husband’s income for nearly a year by that point, but having an extra $500 would allow us to save, travel and not be on such a strict budget. Little did I know that this would only be the beginning of a long, wonderful journey into personal finance writing.
If you’re passionate about personal finance and hope to one day get paid for sharing your advice, you’ve come to the right place. The beauty of being a personal finance writer is you don’t need any degrees or certifications (though those don’t hurt!), you just need to be willing to be open and honest with your own experience. I happen to be one of the odd ones that does have a degree in finance, but trust me, I don’t share complicated mathematical formulas that would have your head spinning.
If you love saving money, increasing your income and growing your net worth as much as me, perhaps you should consider getting paid to do what you love with a career in personal finance writing.
Here are my 5 tips on breaking into personal finance freelance writing.
Write on any subject
Personal finance may be your preferred topic of choice, but you need to be flexible and willing to write on a variety of topics when you’re first starting out. By doing this, you’ll be networking, growing your portfolio and learning the ins and outs of freelancing. I didn’t start out only writing financial pieces and in fact, I still don’t. For the first year of my freelancing career I wrote on everything from food and travel to health and relationships. While now my focus is personal finance, I do still write the occasional home improvement or landscaping post.
Start a blog
While starting a blog won’t automatically make you an expert on a subject, keeping up your blog by posting regularly will. You could start a blog on your own personal journey with paying off debt, a blog on saving money and couponing, a blog on side hustles and earning more money or your own combination.
Having a blog also makes for a fantastic addition to your resume and if you love to write, it should be something fun to do in your free time. DC has a quick guide on How to Start a Blog in 5 Steps if you are interested in starting one.
Reach out to other bloggers
You can get your name out there by guest posting on other personal finance blogs. Send them an email introducing yourself and your blog along with a few ideas for a guest post. I do this regularly and it’s allowed me to grow my own blog audience, bring in new readers to the site I’m posting on, fine-tune my personal finance writing skills and network with other bloggers.
Scour job postings daily
Even though I’m currently busy in my freelancing work, I’m always on the lookout for new and exciting opportunities. I check two sites daily for new job postings – freelance writing gigs and Problogger. You can join freelancing groups, check job search engines (Indeed is my favorite) and other sites specifically geared towards freelancing (there are thousands!). With freelancing, jobs come and go, so it’s important to always be on the lookout for more work.
Contact personal finance sites
Do you have a favorite personal finance site you love to read? Contact the editor and ask if they are looking for new writers. List your qualifications, experience, blog URL, pitch ideas and give an exact time frame as to when you could have the articles completed by. You can also ask if they are looking for guest posters as opposed to paid writers. Guest posting is a great way to get your foot in the door and could very well lead to a paid gig.
The method you use to break into personal finance freelance writing will be different from mine, and that’s OK. Success comes from consistent hard work, the desire to keep pushing forward even after you’ve been rejected and a passion unlike any other. If you have these three qualities, you will succeed as a personal finance freelance writer.
Have you considered personal finance freelance writing? If not, what topic do you freelance write about or wish you wrote about?
About the author: Sarah Brooks is a wife and mom to two little girls blogging about their journey to increase their income, save as much as possible and reach financial independence. In her free time, she enjoys spending time outdoors, being with her family and baking. Follow along at The Frugal Millionaire!
First Photo by Pete Schwager