by on Dec 17 2014 - 25 Comments

How to budget your time just like you budget your money!This post is from our regular Wednesday contributor, Erin.

We’ve been talking about time a lot lately – how to make the most of it, how to make more time for the things we love, and why it’s important to create some sort of schedule for yourself.

The premise is that time is sacred to us. We can never gain more of it. Once it’s gone, it’s gone, so it’s wise to spend your time as best as you can.

It seems like many of us are wondering where the heck 2014 went, and I’m no different. I think time speeds up the older you get. =) While it’s true that time flies by when we’re “having fun”, it can also pass by quickly when we find ourselves overwhelmed with things to do.

I thought it would be a good idea to approach time as we do our money. Most of us are familiar with budgeting, even if we don’t actively budget. When we’re in control of our money, we’re happier, aren’t we? So why not take back control of our time as well?

Let’s take a look at how we can apply the principles of budgeting your money to budgeting your time.

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by on Dec 16 2014 - 16 Comments

3 Ways the Government Can Provide Student Loan Debt Relief$1.2 trillion.

As of June 2014, the overall student loan debt in the United States exceeded $1.2 trillion dollars with over 7 million debtors in default.

Even if you personally have no student loan debt, it touches all areas of the United State’s economy. That trillion dollars of student loans means that students are paying a trillion dollars on loans instead of spending and investing it in other areas of the economy.

While the cost of a college education has continued to rise at dizzying heights, the question of why the cost of college is increasing – and in turn, student loan debt – is a question for another day. Instead, today I’ll discuss three ways the government can provide student loan debt relief.

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by on Dec 15 2014 - 24 Comments

Invest in a Company or an IndustryMany hedge fund and mutual fund managers spend most of their day analyzing companies with the ultimate goal of picking winners and losers.

Oftentimes that involves taking positions in companies that they think have an edge over their competition. They base these decisions on massive amounts of quantitative and qualitative data.

This raises a question for regular investors, though: should you invest in a company or an industry?

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by on Dec 12 2014 - 29 Comments

Christmas Roundup Young Adult MoneyWelcome to the Weekly Quick Hits Roundup!

If you’re new here, welcome!

Every week I write a weekly wrap-up of things that were going on here at Young Adult Money, a few personal updates/thoughts, and finally a few posts I read this week that I thought were worth sharing.

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by on Dec 12 2014 - 1 Comment

Dodge Ram Truck GiveawayThis week we have a HUGE prize: a 2014 or 2015 RAM Truck!

Even if you don’t want a truck, the prize has an estimated $50,000 value. If you won the truck you’d owe approximately $13,000 in taxes (may be higher or lower depending on your situation). If you sold the truck for $50,000 you would next a $37,000 profit after taxes. That’s a lot of money!

There’s also more than 70 other giveaways in this week’s giveaway roundup – good luck winning one!

Welcome to the weekly Friday giveaway roundup!

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