by on Oct 7 2015 - 24 Comments

We've all heard "life is a marathon, not a sprint," but when it comes to money, the sprint vs marathon debate continues on. Which mindset is the best?This post is by our regular contributor, Erin.

We hear it all the time: Life is a marathon, not a sprint. We’re not supposed to rush toward our goals, we’re supposed to enjoy the journey.

I think a lot of us, especially those super focused on turbo-charging their financial situation, are guilty of rushing from Point A to Point B without being grateful for the in-between.

We get caught up in setting goals, creating a plan, and executing. We don’t let much stand in our way.

While that might be efficient, sometimes taking the scenic route is worthwhile. Today, we’re taking a look at the sprint vs marathon mindset when it comes to managing your money.

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by on Oct 6 2015 - 4 Comments

3 Good Alternatives to Credit CardsThis is a sponsored post on behalf of PayPal Credit. While I was compensated for publishing this post, all opinions are my own.

What percentage of millennials do you think use credit cards?

75%? 90%?

Not even close.

More than 6 out of 10 millennials do not have a credit card. That means over 60% of millennials utilize alternatives to credit cards when making purchases.

Millennials are turned off from traditional credit cards for a number of reasons. A rigid payment structure and general lack of technological innovation are two reasons. Other reasons include the hassle of applying for credit, dealing with banking institutions we do not trust (bailout anyone?), and desiring technology that is more integrated with our lives.

Today I want to go through 3 good alternatives to credit cards. While some of these alternatives are not new, there is innovation going on in the area of “alternative credit.” Much in the same way that transportation and travel have been shook up by Uber and AirBnB, there is demand for “a better way” to utilize credit that is more in-line with millennials lifestyles.

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by on Oct 5 2015 - 29 Comments

Don't follow the crowd when it comes to doing what you've been told to do. Instead, find your own financial "why" to experience more success in reaching goals.This post is by our regular contributor, Erin.

That’s a loaded question, isn’t it? What’s your financial “why”?

Why should you save? Why should you pay off debt? Why should you work on creating a business? Why should you invest? Why should you work toward a better financial future?

It’s easy to answer, “Well duh, because I’m supposed to!” Sure, it’s the “right” thing to do…but that doesn’t give you a lot of motivation. And without motivation, your chances of success decrease.

You need an anchor – a why – to really pull you toward your goals.

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by on Oct 1 2015 - 15 Comments

7 Ways to Make Quick Money Online in Your Free Time 3

This post is by our regular contributor, Kristi. 

Do you spend your break time at work by mindlessly perusing the internet?

Do you ever find yourself aimlessly perusing blogs and websites and then realizing that you have “wasted” an hour or more of your time?

I know I’m guilty on occasion. Not every waking moment of your day can be productive, right?

Not necessarily. What if I told you that you could get paid for your “wasted” time spent online?

Seriously, it’s true.

Some sites definitely pay more than others, but there’s a myriad of ways to monetize your time spent on the internet.

Free time can become paid time if you have 20 minutes to an hour a day to complete some pretty basic tasks and if you have a decent internet connection.

Time is money, after all. If you want to make some easy extra money, check out these four ways to earn quick money online in your free time.

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by on Sep 30 2015 - 10 Comments

5 Reasons to Love Savvy SpreadsheetsThis post is by our regular contributor, Kristi.


Some finance nerds love and swear by them. Others see budgets as a huge waste of time.

Most people probably fall somewhere in between the two ends of the budget spectrum, neither loving them nor swearing them off completely.

No matter where you fall on the love/hate scale for budgeting, you can’t deny that budgets are an immensely useful tool, especially for people just starting out with managing their money.

If you have never given budgets a chance before, if you have tried budgets but found them confusing and onerous, or if you just want to get back into the swing of monthly budgeting again, check out Savvy Spreadsheets Super Starter Budget.

I first learned about the Super Starter Budget last month and gave it a try. Here’s a list of five reasons why I loved Savvy Spreadsheets’ Super Starter Budget, and I believe you will too.

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