by on Sep 17 2014 - 29 Comments

budgeting pantsThis post is from our regular Wednesday contributor, Cat.

I always find it interesting to talk to couples to see who wears the (budgeting) pants in the relationship.

I actually have a lot of friends who really see eye to eye with finances. They are usually frugal couples who fight the good fight together to set themselves up for a lifetime of financial freedom.

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by on Sep 16 2014 - 41 Comments

Swagbucks review is it stupid

Today I want to give my opinion on a simple question: Is Swagbucks stupid?

For the longest time I’ve had a few annoying friends talk about how awesome Swagbucks is. Some even tweet about getting a “Swag Buck” for doing this or that.

It’s been at least a couple years since I’ve heard of Swagbucks, but for whatever reason I had a pre-conceived notion that it was a stupid service that will give you a couple bucks if you spend hours doing who knows what.

I’m here to set the record straight: I signed up for Swagbucks.

When I signed up the first thing I noticed is that people have earned over $70 million dollars in rewards. Seventy. Million. That’s a huge number.

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by on Sep 15 2014 - 54 Comments

Landscape RockToday I have a serious question that I’m hoping you can answer: am I being frugal or cheap?

It all starts with the photo to the left: tiny, ugly, landscaping rocks.

When we bought our house we knew we’d have a number of projects. We plan on going the DIY route whenever possible, and landscaping is one of those things we will try to do ourselves.

While there are many things we can do ourselves, hauling thousands of pounds of landscaping rock is not one of them. So we have to get rid of them somehow, but it would be expensive to have someone come and haul them away.

I’ve seen countless people giving away landscape rock for free on Craigslist (I’m assuming you’ve seen the free section of Craigslist??). Problem is, this is not landscape rock that anyone would want, especially not one that they would come and dig up and haul away themselves.

So we are stuck with having to pay someone to haul away the rocks. Let’s be honest: no one wants to pay someone $1,000+ to haul away landscape rock.

Here’s my (frugal or cheap?) solution: put it in the trash can.

You may be wondering how I plan on putting a ton of landscape rock in the trash can without it getting too heavy. After all, after even a couple buckets of rock would make the trash can heavy.

Well…we’ve been putting rock in the trash can every week for months now, and will continue to do it until all the rocks are gone. Yes, this could take months and months…if not years.

Being a type-A personality I even checked with the garbage company to make sure they were fine with me putting landscape rock in the trash can. They were fine with it as long as it doesn’t get too heavy.

For now I’m moving all the rocks in the front of the house to the back. That way we can put mulch in the front and work on that. Eventually we’ll deal with the backyard, but hopefully by then we would have siphoned a decent chunk of the rock pile out through the trash.

Rock Pile

Here’s a big section I’ve already cleared. Next step will be to lay down landscaping fabric, spread a bunch of mulch on top, and then pick out some new plants/shrubs.

Cleared Rock Pile 2

It’s going to look great!

But this blog post isn’t about how good my landscaping will look when it’s all said and done, it’s about whether I’m being frugal or cheap by slowly getting rid of rocks through our garbage pickup?

Let me know: am I being frugal or cheap? I’m also curious to hear what the most frugal – or cheap – thing you’ve ever done to save money.

by on Sep 12 2014 - 25 Comments

Bridge Fall Colors Cool PhotoThe pic of the week is a random pic I came across while browsing flickr. Looks pretty sweet!

Welcome to the Weekly Quick Hits Roundup!

If you’re new here, every week I write a weekly wrap-up of things that were going on here at Young Adult Money, a few personal updates/thoughts, and finally a few posts I read this week that I thought were worth sharing.

If you don’t already, please considering Following us on Twitter, Liking us on Facebook, and Following us on Pinterest.

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by on Sep 12 2014 - 0 Comments

One Thousand Dollars Cash Giveaways$1,000 cash. Deposited directly into your PayPal account.

Just one of the 61 giveaways in this week’s roundup!

Welcome to the weekly Friday giveaway roundup!

Every single Friday we post giveaways ending within the next week.

You can enter all the giveaways in the list, or you can pick and choose which ones you want to enter. Whatever works for you!

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